10-Year Structural Only New Construction Warranty

The 10-year Structural Only New Construction Warranty provides coverage from the day of closing and offers 10 full years of qualifying Structural Defect coverage.

The 10-year Structural Only New Construction Warranty provides Structural Defect coverage when the failure of load-bearing elements affects their load-bearing function to the extent that the home becomes unsafe, unsanitary or otherwise unlivable.

The following diagram shows items included in the Ten-Year Structural Coverage.  Structural defect means actual physical damage to one or more of the designated load bearing elements caused by failure of such load bearing elements, making it unsafe, unsanitary or otherwise unlivable.  Please see the 2-10 HBW Warranty Booklet for the definition of load bearing elements, taken directly from Federal Regulations – Housing and Urban Development.

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Please call your local risk management specialist at (800) 488-8844 for more information.