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Frequently Asked Questions

Help Homeowners / FAQs / New Home Protect / What is a structural defect?

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What is a structural defect?

A structural defect is defined as “actual physical damage to the designated load-bearing elements of the home caused by failure of such load-bearing elements, which affects their load-bearing functions to the extent that the home becomes unsafe, unsanitary, or otherwise unlivable.”

All four parts of this definition must be satisfied in order for a condition to qualify as a structural defect.