Home Builders Structural Warranty

Protect your business.

2-10 Home Buyers Warranty (2-10 HBW) is the industry-leading provider of third-party structural warranties for home builders. Our builder warranty products help maximize the bottom line on every home you build. 2-10 HBW structural warranties help reduce your financial liability while enhancing your reputation and value proposition with home buyers. Our warranties also give home buyers confidence in their investment, so you can focus on what you do best – building quality homes.


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Or call New Home Sales 877.777.1344

Together we build the confidence that sells homes

A home builders structural warranty from 2-10 HBW provides 1 year of coverage for workmanship, 2 years of surety coverage for distribution systems, and a full 10 years of third-party insurance-backed coverage for qualifying structural defects on newly constructed homes. You’ll also gain exclusive access to additional benefits, as outlined below.

Protect your profit

Profits are at their highest the day you close a home. From there, each warranty call you receive chips away at the bottom line. Whether it’s a major structural defect or a meticulous homeowner, every call costs you money. 2-10 HBW helps you keep more money in your pocket.

We know it doesn’t take a catastrophe for you to lose money on a home. That’s why our customer service team is here to take homeowner calls for you. We help you save time, lower costs and avoid headaches.

By providing the industry’s most comprehensive warranty language and by taking on the financial liability of structural defects, we protect you and clearly set homeowner expectations.

NH call backs UVP


Average cost of a homeowner
callback, per the NAHB

Plan for your future

With every home you build, your risk exposure increases. By law, you are responsible for the financial impact of any structural defect that occurs in the homes you build for the entire Statute of Repose for your state.

For less than 0.5% of the total purchase price of the home and its land, you can shift your liability to 2-10 HBW, starting the day the home closes. This highly affordable protection provides confidence and security because you know we’ve got your back, now and in the future.

Whether you’re still growing your business or building an exit strategy, transferring your financial liability provides control over what’s behind you so you can keep moving forward.

structural defect UVP

$42K to $113K

Average cost of a structural claim

Promote your quality

As a builder, your reputation is one of your strongest assets. A home builders structural warranty from 2-10 HBW makes it even stronger. When a home buyer knows a 10 year promise of reliability backs every home you build, they know they’re benefiting by buying from a builder they can truly trust.

Our structural warranties for home builders provide third-party validation of the quality of your work, strengthen your legal position, advance your reputation when compared to the competition and set buyers’ anxieties at ease. You build a quality home, then let us help you create the comfort and security that prospective home buyers want.

4 out 5 UVP

4 out of 5

home buyers value a third-party insurance-backed structural warranty

Partner with the industry leader

More builders choose 2-10 HBW for warranty services than anyone else. Our reputation for trust and reliability is second to none, and we never stop supporting your business’ success.

As the largest and most experienced warranty provider, we’ve seen more and covered more than anyone else. Our size and expertise means more resources to better serve you and your homeowners. Every structural warranty we provide includes homeowner support solutions, access to engineering and risk management experts, assistance from local representatives with insider expertise and more.

structural claims paid UVP


in structural claims paid nationally
bld house

A 2-10 HBW structural warranty protects you, the homeowner and the home with three different types of third-party protection.

Request a Builder Quote

NH workmanship
1 year workmanship

Coverage begins from the day of closing. This year-long coverage provides clearly defined construction standards for defects in materials and workmanship for the first year.

workmanship overview

Overview of items covered:
Roof covering, cabinets, countertops, door panels, exterior siding, hardwood floors, basement floor, ceramic tile, drywall, interior trim, carpet, paint and fireplace

NH dist systems
2 year distribution systems warranty

Surety coverage that starts on closing day and lasts for 2 full years. Clearly defined construction standards protect homeowners against defects in the distribution of electrical, plumbing and mechanical systems in their new home.

distribution systems overview

Overview of items covered:
Supply piping, waste piping, ductwork and electrical wiring

NH structural
10 year structural warranty

Third-party insurance-backed coverage, starting the day the home closes, for qualified structural defects. Covers damage to load-bearing elements, affected surfaces and finishes of the home resulting from subcontractor error, material failure and soil movement (including settlement and heave).

load bearing overview

Overview of items covered:
Roof-framing systems, load-bearing walls and partitions, beams, columns, footings and foundation systems, floor-framing systems, girders, lintels and masonry arches

builder partner

Partner with the industry leader that builds quality from the group up, just like you

Gain the confidence of your buyers with our structural warranties, protecting homes right from the day of closing. A 2-10 HBW structural warranty is the most common new-home warranty product provided by quality home builders, with 1 in 7 new homes sold in America covered by a 2-10 HBW structural warranty.

front line warranty UVP


That's how many homeowner callbacks we’ve taken on
behalf of 2-10 HBW builder members in the last year

Before purchasing structural coverage for each home you build, you’ll have to become a 2-10 HBW Builder Member.

To complete an application, you’ll need a few pieces of information, including but not limited to:

  • Number of homes built the past 3 years
  • Average sales price
  • Estimated number of homes you plan to sell/close on and enroll in the 2-10 HBW program

Once your application is approved, you’ll receive your online login credentials to easily manage your warranty coverage and enroll your homes.

Engineering, soil and state inspections may be required prior to enrolling a home. Don’t worry. We will work with you to make enrolling as easy as possible.

Complete Application Online

Frequently Asked Questions

What kind of coverage does a structural warranty from 2-10 HBW include?
A structural warranty for home builders provides 1 year surety coverage for workmanship, 2 years surety coverage for distribution systems and a full 10 years of third-party insurance-backed coverage for qualifying structural defects on newly constructed homes. Builders must register to become members of the 2-10 HBW program, and home buyers may refer their builder.
If you’re building a new home, and are a builder, please visit our Builder Portal. If you’re building a new home and would like for your builder to provide a structural warranty, visit Suggest a Builder page.
Yes. We offer fully transferable warranties. If the original home buyer sells their home before the 1, 2 or 10-year coverage is complete, this protection can be transferred to the new owner.
2-10 HBW’s insurance-backed warranties are reinsured by Swiss Re and SCOR Re, two of the world’s largest reinsurers. With combined surplus holdings in excess of $4 billion, you can trust the financial backing of our warranties. We have paid out more than $250 million in structural defect claims, helping our builders protect their business and their customers.
The average cost of 10 full years of structural coverage is less than .5% of the total purchase price of the home, including the land. Become a builder member today.
NAHB logo

2-10 Home Buyers Warranty is a member of the
National Association of Home Builders