2-10 Home Buyers Warranty®

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Want to be a 2-10 HBW Builder member? Sign up today!

  • Fill out online application.
  • Receive confirmation of builder member approval.
  • Log in to enroll homes.

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  • Did You Know?

    Over 80% of structural defects are caused by movements of soil under the foundation.

  • Did You Know?

    The HBW Warranty Program has paid out more than $225 million in claims.

  • Did You Know?

    In 2009 alone, 2-10 HBW handled more than 75,000 phone calls and processed over 1,500 structural claims.

  • Did You Know?

    The average cost of a structural defect claim is over $42,000?

Frequently Asked Questions

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Why should I provide a home warranty to my buyers?

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The 2-10 HBW Structural Warranty enables builders who satisfy the risk management and enrollment requirements to transfer risk of structural losses to the warranty insurer. The risk may be greater than you think: One out of every 200 new homes built today will experience a structural failure requiring repair at an average cost of $32,000.
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Why should I sell my homes with a 2-10 HBW home warranty?

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There are many reasons to choose a 2-10 HBW home warranty. We provide:
  • Insurance-backed, limited warranty protection from frame to foundation
  • The largest national home warranty program with coverage on homes for structural defects that make the home unsanitary, unsafe or otherwise unlivable
  • A full ten years of qualified structural warranty coverage from the date of closing
  • No mandatory builder deductibles
  • A New Construction Home Service Agreement for buyers
  • Warranties that are accepted for FHA, VA and RHS financing
  • Transferable warranties
  • Binding arbitration
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Is the warranty transferable?

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Yes, the warranty stays with the home and automatically transfers upon change of ownership.
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What is a "structural defect"?

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A structural defect is defined as:

”Actual physical damage to the designated load-bearing elements of the home caused by failure of such load-bearing elements, which affects their load-bearing functions to the extent that the home becomes unsafe, unsanitary or otherwise unlivable.”

All four parts of this definition must be satisfied in order for a condition to qualify as a "structural defect."
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What is covered by the home warranties in the 2-10 HBW program?

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2-10 HBW offers a full menu of home warranty coverage and choices. Your specific coverage depends on the warranty coverage you choose. For example:
  • The 2-10 HBW Structural Warranty covers workmanship and material through year one, major mechanical systems through year two, and qualifying structural defects through year 10.
  • 2-10 HBW's 10-Year Structural Warranty covers qualifying structural defects through year 10.
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Who pays for the home warranty?

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The total cost of 2-10 HBW home warranty coverage is based on a percentage of the home's sale price and is paid for by the builder.