The 2-10 HBW Structural Warranty enables builders who satisfy the risk management and enrollment requirements to transfer risk of structural losses to the warranty insurer. The risk may be greater than you think: One out of every 200 new homes built today will experience a structural failure requiring repair at an average cost of $32,000.

There are many reasons to choose a 2-10 HBW home warranty. We provide:

• Insurance-backed, limited warranty protection from frame to foundation
• The largest national home warranty program with coverage on homes for structural defects that make the home unsanitary, unsafe or otherwise unlivable
• A full ten years of qualified structural warranty coverage from the date of closing
• No mandatory builder deductibles
• A New Construction Home Service Agreement for buyers
• Warranties that are accepted for FHA, VA and RHS financing
• Transferable warranties
• Binding arbitration

Yes, the warranty stays with the home and automatically transfers upon change of ownership.

A structural defect is defined as:

”Actual physical damage to the designated load-bearing elements of the home caused by failure of such load-bearing elements, which affects their load-bearing functions to the extent that the home becomes unsafe, unsanitary or otherwise unlivable.”

All four parts of this definition must be satisfied in order for a condition to qualify as a "structural defect."

2-10 HBW offers a full menu of home warranty coverage and choices. Your specific coverage depends on the warranty coverage you choose. For example:

• The 2-10 HBW Structural Warranty covers workmanship and material through year one, major mechanical systems through year two, and qualifying structural defects through year 10.
• 2-10 HBW's 10-Year Structural Warranty covers qualifying structural defects through year 10.

The total cost of 2-10 HBW home warranty coverage is based on a percentage of the home's sale price and is paid for by the builder.