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The HBW Warranty Program has paid out more than $225 million in claims.
Over 80% of structural defects are caused by movements of soil under the foundation.
The frequency of major structural defect claims happen just as often as major fire damage claims but cost twice as much.
In 2009 alone, 2-10 HBW handled more than 75,000 phones calls and processed over 1,500 structural claims.
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