Did you know?

Over 80% of structural defects are caused by movements of soil under the foundation.

Home Builders Warranty

Protect Your Business and Your Home Buyers with Our Structural Home Warranty Coverage.

2-10 HBW Structural Warranties


Reduce your risk with 2-10 Home Buyers Warranty® structural home warranty coverage. This coverage ensures that builders are protected and increases the overall value of the home in a competitive market. Paying out over $250 million in structural defect claims, 2-10 HBW has helped our builders protect their business and customers with a home builders warranty.

Our home builder warranties are HUD-approved and fully transferable. We provide the most comprehensive risk management programs in the industry.

  • 2-10 HBW Structural Warranty
  • Manufactured and Modular Home Warranty Programs
  • Strategic Insurance Alliances
  • Remodeler’s Home Improvement Warranty
  • Construction Lender Warranty
  • Light Commercial Warranty
  • New Construction Home Warranty Service Agreement
  • Florida Foundation Stabilization Projects
  • 2-10 HBW Structural Warranty

    Gain the confidence of your buyers with our structural warranties, protecting properties right from the closing day.

    Our 1 year warranty provides surety coverage against defects in workmanship and materials. Our 2 year warranty provides systems surety coverage for defects in wiring, piping, and ductwork in electrical, plumbing, heating, cooling, ventilating and mechanical systems. Our 10 year warranty provides coverage for structural defects to load-bearing components.

    Builders can choose complete 1-2-10 warranty coverage, or 10 year coverage only for their new construction.

  • Manufactured and Modular Home Warranty Programs

    Give your homes a competitive edge with the industry’s leading insurance-backed structural home warranty coverage for manufactured and modular homes.

    Our Manufactured warranty provides 10-year coverage against qualifying structural defects in load-bearing components – from the frame up. The Modular Home Warranty provides 10-year structural coverage from the sill plate up.

    Both products can be upgraded to full 2-10 coverage if the home is placed on a permanent foundation by a Builder/Dealer if they are a member of the 2-10 HBW program.

  • Strategic Insurance Alliances

    Know your business and home buyers are protected with the best risk management/loss prevention program in the industry.

    2-10 HBW offers programs designed to meet your specific commercial general liability needs for residential home construction. 2-10 HBW has formed strategic alliances with a number of commercial general liability carriers that offer discounted premiums for builders that are members of 2-10 HBW and use insurance-backed structural warranties on all of their homes.

    2-10 HBW also offers a blanket builders risk policy designed to protect builders and reduce the cost of insurance premiums.

  • Remodeler’s Home Improvement Warranty

    Stand out in a competitive remodeling business market by backing your business with our Remodeler’s Warranty.

    Our 1 year warranty provides surety coverage defects in workmanship and materials. Our 2 year warranty provides surety coverage against systems defects. Our 10 year warranty provides insurance-backed coverage for qualifying structural defects.

    As well, as a 2-10 HBW partner, you will receive customized marketing materials to help you market your services.

  • Construction Lender Warranty

    Get the most comprehensive coverage on newly constructed, never-been-occupied homes, starting on the day of closing.

    2-10 HBW offers HUD-approved warranty coverage plans for Single Family homes, Attached homes, Condominiums and Manufactured/Modular homes. Our 10 year warranty provides insurance-backed coverage for qualifying structural defects.

    Warranty coverage can be transferred to the subsequent homeowner.

  • Light Commercial Warranty

    Safely break into the light commercial business with this warranty, designed for long-time light commercial builders or contractors, or home builders new to the industry.

    Our Light Commercial warranty provides 10 years of coverage for structural defects from the earliest closing date, first title transfer, or the date of first occupancy for the building.

    Having a written warranty can also be more beneficially than just an implied since it provides a framework for dispute resolution.

  • New Construction Home Warranty Service Agreement

    Offer your home buyers extra protection with the 2-10 HBW extended warranty coverage on major systems and appliances.

    Our New Construction Service warranty program provides coverage for most appliances, including central heating systems, water heaters, plumbing, electrical, attic and exhaust fans, central air conditioning, and kitchen appliances.

    This extended warranty program for systems & appliances begins on the 366th day after the manufacturer’s systems and appliance warranties expire, and extends for 1-3 years.

  • Florida Foundation Stabilization Projects

    Created for members of the Florida Association of Sinkhole Stabilization Specialists to provide coverage on the contractor’s foundation repair for 10 full years.

Need To :

  • Renew your membership?
  • Enroll a home?
  • Manage your account?
  • And more…

Become a Builder Member

Builders who become a member with 2-10 HBW benefit from:

  • Insurance-backed, limited warranty protection from frame to foundation
  • The largest national home warranty program with coverage on homes for structural defects that make the home unsanitary, unsafe or otherwise unlivable
  • A full ten years of qualified structural warranty coverage from the date of closing
  • No mandatory builder deductibles
  • A New Construction Home Service Agreement for buyers
  • Warranties that are accepted for FHA, VA and RHS financing
  • Transferable warranties
  • Binding arbitration

Suggest a Builder

Do you know a builder who would be interested in learning more about structural warranties and 2-10 HBW? Suggest they become a member by clicking the button below.