Home Builders Structural Warranty
Builders.
Protect your business.
Become a member now and reduce your risk with a 10 year insurance-backed structural warranty. 1 out of every 7 new homes in the US comes with a structural warranty from 2-10 Home Buyers Warranty (2-10 HBW)
BECOME A BUILDER MEMBER TODAY!
Top 5 benefits of becoming a builder warranty member
Protect homeowners - and your business - by transferring your risk to an insurance-backed structural warranty effective from day of closing
Cover qualified structural defect repair costs for 10 years through the 2-10 insurance backed structural warranty
Save time and money, minimizing frivolous lawsuits through 2-10 administered dispute resolution and arbitration upheld by the Supreme Court
Offer fully transferrable warranties to your buyers, with no mandatory builder deductibles
Join the leader in national home warranty coverage, giving you, potential buyers and homeowner's peace of mind
What is a 2-10 HBW structural warranty?
2-10 HBW is the leading provider of structural home warranties in the US. Our structural warranty covers workmanship defects for 1 year, distribution systems defects for 2 years and structural defects for 10 years.
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Workmanship
Clearly defined construction standards for defects in materials and workmanship.
Distribution systems
Clearly defined construction standards for defects in the distribution of electrical, plumbing and mechanical systems.
Structural
- Insurance-backed coverage
- Load-bearing elements
- Soil movement, including settlement and heave
Why a warranty
Protect your profit on every home you build
Each warranty call you receive erodes your bottom line. Whether it's a major structural defect or simply a meticulous homeowner, every call costs you money.
Promote your quality and create homeowner confidence
Our warranties provide third-party validation of the quality of your work, strengthen your legal position, advance your reputation among your competition and put buyers' anxieties at ease.
Plan for your future by controlling what's behind you
With every home you build, your exposure to risk increases. By law, you are responsible for the financial impact of any structural defect that occurs in the homes you build for the entire Statute of Repose for your state.
2-10 HBW structural warranties explained
Gain the confidence of your buyers with our structural warranties, protecting homes right from the day of closing. One year workmanship, 2 years systems and 10 years of structural coverage. It is the most common new home warranty product provided by quality home builders, with 1 in 7 new homes sold in America covered by a 2-10 HBW Structural Warranty product.
What load-bearing components are covered with a 2-10 HBW structural warranty?
Floor Framing
Coverage is provided for structural supports for load-bearing elements in floor systems, including joists and bridging. Damage to non-load-bearing elements, such as flooring and underlayment material, is not covered.
Columns
A structural element that transmits, through compression, the weight of the structure above to other structural elements. However, damage caused by additions or alterations to the home is not covered.
Beams / Girders / Lintels
Horizontal structural members of wood, steel, reinforced concrete or stone that support and transfer loads to vertical members such as columns and foundations. Decorative elements without a load-bearing function are not covered.
Footings & Foundation Systems
Often classified as shallow or deep foundations, based on the depth of the load-transfer member below the super-structure and the type of transfer-load mechanism. Foundation system requirements depend on the strength and compressibility of the site soils, proposed loading conditions and project performance criteria (i.e., total settlement and differential settlement limitations).
Load-Bearing Walls & Partitions
All exterior walls are load-bearing walls and are covered. Interior load-bearing walls that support the floors above and the attic's weight are also covered. Note that improper loading over the design criteria for which that portion of the house was intended will not be covered.
Roof-Framing Systems
A group of studs fitted or joined together to provide support for the roof covering. Non-load-bearing elements, such as shingles, roof tiles, sheathing and underlayment, are not eligible for coverage.
A full suite of warranties and services to help you protect your profits, promote your quality and plan for the future.
More builders choose 2-10 HBW for warranty services
As the largest and most experienced structural warranty provider, we've seen more and covered more than anyone else. Our size and expertise means more resources to better serve you and your homeowners.
VIEW PRODUCTS & SERVICESPartner with the industry leader that builds quality from the ground up, just like you.
41 years in the industry
We've covered over
6 million homes
$300 million in structural claims paid nationally
BECOME A BUILDER MEMBER TODAY!
Before purchasing structural coverage for each home you build, you’ll have to become a 2-10 HBW Builder Member.
To complete an application, you’ll need a few pieces of information, including but not limited to:
- Number of homes built the past 3 years
- Average sales price
- Estimated number of homes you plan to sell/close on and enroll in the 2-10 HBW program
Once your application is approved, you’ll receive your online login credentials to easily manage your warranty coverage and enroll your homes.
Engineering, soil and state inspections may be required prior to enrolling a home. Don’t worry; we will work with you to make enrolling as easy as possible.
Complete Application Online
2-10 Home Buyers Warranty is a member of the
National Association of Home Builders
