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Warranty Plans

Does a Home Warranty Cover Windows?

Updated July 29, 2024

Does Home Warranty Cover Windows?

No, windows simply don’t fall under most warranty coverage, including a home warranty from 2-10 Home Buyers Warranty (2-10). But don’t worry— we’ve got 5 House Window Cleaning and Care Tips to help keep your windows in great shape! 

Does Any Insurance or Warranty Cover Window Problems? 

Homeowners insurance might cover a broken window if the damage is due to an event like a break-in or severe weather. Each year, 1 in 35 insured homes has a property damage claim related to wind or hail, and 1 in 700 insured homes has one due to theft. In cases like these, contact your homeowners insurance company, as your home warranty wouldn’t cover it.  

If you recently installed new windows, the manufacturer may have included a window warranty. Coverage can vary, so ask your installer what’s included.  

What Are Common Problems with Home Windows? 

Over time, windows experience wear and tear, which can cause problems that waste energy, fail to hold your house’s temperature, and even let unwelcome critters into your home. 

Some common window problems include: 

  • Drafts or poor insulation  
  • Condensation buildup 
  • Windows that stick, jam, or won’t stay open 
  • Cracked, warped, or rotted window sills 
  • Cracks due to debris, an accident, or an environmental disaster 
  • Old double-hung windows let out air too quickly 

What Kinds of Window Problems Should I Look Out For? 

The two main window problems you should look out for are:  

  1. Window leaks 
  2. Excess condensation (fog) 

Leaks often mean worn caulking. If you notice leaks around the sides or bottom of your windowsill, especially when it rains, re-caulk as soon as possible to prevent mold and rot.  

Alternatively, too much fog can lead to cracking and warping. Try reducing humidity by running a fan or opening the window. If you still notice problems, you may need to call an expert to determine whether you have insulation issues. 

Remember: Heat gain and loss through windows are responsible for 25-30% of residential heating and cooling energy use. So if you’re housing hunting, especially for older homes, ask about the windows to avoid outdated panes and higher energy bills.   

What Is 2-10’s Home Warranty Window Coverage? 

A 2-10 Home Warranty will not cover windows. Your best bet is to use the window care tips that we’ve put together to help you maintain your windows. For issues caused by weather, theft, or accidents, your homeowners insurance policy can help. 

If you’re buying a new-construction house, you can request that your builder cover your home with a 2-10 Structural Warranty. Be advised that a structural warranty does not cover the windows themselves. Instead, they include coverage of things like the foundation, load-bearing walls, and roof framing.  

What Are The Big Takeaways? 

Windows aren’t covered in a 2-10 Home Warranty won’t cover your windows, but we’ve got helpful guides to keep them in good shape:  

While windows aren’t covered, a 2-10 Home Warranty can protect many major home systems and appliances against routine breakdowns— saving you time, money, and energy with access to our trusted network of local licensed technicians.