We build the confidence that sells homes.

You Build It, We’ll Back You Up.

2-10 Home Buyers Warranty (2-10 HBW) is the industry-leading provider of structural warranties.

Everyone’s experience is that they haven’t had a claim . . . until they’ve had one.

When something goes wrong with a home you built, it can be catastrophic and burdensome.

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$75K to $125K

Average cost of a structural claim

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Number of homeowner callbacks we’ve taken on behalf of 2-10 HBW Builder Members in the past year

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Average cost of a homeowner callback, per the NAHB

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Why a warranty?

Protect your profit on every home you build

Each warranty call you receive erodes your bottom line. Whether it’s a major structural defect or simply a meticulous homeowner, every call costs you money.

Promote your quality and create homeowner confidence

Warranties administered by 2-10 HBW provide third-party validation of the quality of your work, strengthen your legal position, bolster your reputation, and set expectations for your buyers.

Plan for your future by controlling what’s behind you

With every home you build, your exposure to risk increases. By law, you are responsible for the financial impact of any structural defect that occurs in the homes you build for the entire Statute of Repose for your state.

Get a Quote

Or call New Home Sales at 877.777.1344.

A full suite of warranties and services to help you

A structural warranty offers enormous protection for a small investment.

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Clearly defined construction standards for defects in materials and workmanship.

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Distribution systems

Clearly defined construction standards for defects in the distribution of electrical, plumbing, and mechanical systems.

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Insurance-backed coverage Load-bearing elements Soil movement, including settlement and heave View structural warranty details.

View structural warranty details

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Download our Defining the Warranty flyer

Learn more about the coverage you get through the industry’s leading structural warranty.

Download Flyer

How it works

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1 Become a Member

Once approved, your local Risk Management Specialist will provide your builder rate

2 Enroll homes

Protect your profit on every home you build

3 Rest easy

Because we’ll back you up

Or call New Home Sales at 877.777.1344.

1 in 5 new homes has a structural warranty administered by 2-10 HBW

More builders choose 2-10 HBW for warranty services

As the largest and most experienced structural warranty administrator, we’ve seen more and covered more than anyone else. Our size and expertise means more resources to better serve you and your homeowners.

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$300+ in claims icon
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Protect your profits, promote your quality, and plan for the future.

Focus on what you do best: building great homes and growing your business.

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How to become a 2-10 HBW Builder Member

Choose the industry leader today!

Before purchasing structural coverage for each home you build, you’ll have to become a 2-10 HBW Builder Member.

To complete an application, you’ll need a few pieces of information, including but not limited to:

  • Number of homes built the past 3 years
  • Average sales price
  • Estimated number of homes you plan to sell/close on and enroll in the 2-10 HBW program

Once 2-10 HBW approves your application, you’ll receive your online login credentials to easily manage your warranty coverage and enroll your homes.

Engineering, soil, and state inspections may be required prior to enrolling a home. But don’t worry! We’ll work with you to make enrolling as easy as possible.

Or call New Home Sales at 877.777.1344.

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Frequently asked questions

A structural warranty for home builders provides 1 year surety coverage for workmanship, 2 years surety coverage for distribution systems and a full 10 years of third-party insurance-backed coverage for qualifying structural defects on newly constructed homes. Builders must register to become members of the 2-10 HBW program, and home buyers may refer their builder.

If you’re building a new home, and are a builder, please visit our Builder Portal. If you’re building a new home and would like for your builder to provide a structural warranty, visit Suggest a Builder page.

Yes. We offer fully transferable warranties. If the original home buyer sells their home before the 1, 2 or 10-year coverage is complete, this protection can be transferred to the new owner.

2-10 HBW’s insurance-backed warranties are reinsured by Swiss Re and SCOR Re, two of the world’s largest reinsurers. With combined surplus holdings in excess of $4 billion, you can trust the financial backing of our warranties. We have paid out more than $250 million in structural defect claims, helping our builders protect their business and their customers.

The average cost of 10 full years of structural coverage is less than .5% of the total purchase price of the home, including the land. Become a builder member today.

Additional resources for builders from the 2-10 HBW blog