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A Home Warranty Service Agreement can protect your and your budget from unexpected costs

What is a home warranty?

A Home Warranty Service Agreement is an annual service contract that covers the cost to repair or replace specified systems and appliances when they break down over time due to normal wear and tear. This helps you protect your home simply and affordably, reduce the cost of home ownership, and grow your confidence about your future

  • Reduces the costs for system/appliance repairs
  • Helps pay for new replacements if needed
  • Lowers the overall cost of home ownership
  • Offers peace of mind and a greater sense of assurance

Refrigerator breakdowns are expensive!

Repair costs1

$340


Replacement costs2

$1,370

Refrigerator

Washer breakdowns are expensive!

Repair costs1

$340


Replacement costs2

$760

Washer

A/C breakdowns are expensive!

Repair costs1

$425


Replacement costs2

$3,315

A/C

Furnace breakdowns are expensive!

Repair costs1

$425


Replacement costs2

$3,755

Furnace

Oven breakdowns are expensive!

Repair costs1

$254


Replacement costs2

$1,725

Oven

Dryer breakdowns are expensive!

Repair costs1

$315


Replacement costs2

$725

Dryer

Water heater breakdowns are expensive!

Repair costs1

$435


Replacement costs2

$1,665

Water heater

Repairman working on washing machine

How do you know you should consider purchasing a home warranty?

Everyone can benefit from a home warranty service agreement. If your home has systems like an air conditioner or appliances like a refrigerator, you should consider purchasing a home warranty. Every single home system and home appliance can break down from normal wear and tear someday. When that happens, your homeowners insurance policy can't help you.


With 2-10 HBW, you know what to expect when the unexpected happens

As an industry-leading home warranty company, 2-10 HBW provides the most comprehensive warranty plans in the US. Homeowners select our home warranty plans to save themselves time and money, and help them expect the unexpected. A warranty plan from 2-10 HBW makes protecting your home simple and affordable. Let us show you how our home warranty plans help you.

Homeowner signing contractor invoice

Why choose a Home Warranty Service Agreement from 2-10 HBW?

A home warranty is an incredible tool for keeping your budget on track. Here’s why you should choose 2-10 HBW to protect your home!

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What do Home Warranty Service Agreements cover?

2-10 HBW has a plan for your budget and needs. Whether you just want to protect your kitchen appliances or cover as many of the things that make your house hum as possible, 2-10 can help you!

PLEASE NOTE: Certain items and events are not covered in our Home Warranty Service Agreement. See Service Agreement for details. Available options vary by plan and ZIP code.

What’s the difference between a Home Warranty Service Agreement and homeowners insurance?

Repairman with appliances

Home Warranty Service Agreement

A Home Warranty Service Agreement protects critical systems like your air conditioner, furnace and water heater, plus appliances like your refrigerator, oven, microwave, and more against routine breakdowns.

SUV in front of home

Homeowners insurance

Homeowners insurance provides coverage for damage or loss to your home and personal belongings from fire, lightning, windstorms, hail, explosions, smoke, vandalism, and theft. We can help you find insurance coverage that fits your needs.

Read our Pocket Guide to Comprehensive Coverage

Learn about the differences in coverage between a Home Warranty Service Agreement and homeowners insurance.

Download guide
Protect the systems and appliances in your existing home

Get peace of mind with quality home protection

You want to know what your warranty company does to make protecting your home simple and affordable. As an industry-leading warranty company, we offer you three different warranty plans to choose from.

 

Simply Kitchen

Refrigerator Coverage Includes:
  • Checkmark Appliances
  • Heating & cooling
  • Plumbing
  • Electrical
  • Washer & dryer
  • Supreme
Excludes eligible discounts, fees, and taxes.

Simply Kitchen protects your kitchen appliances, like your dishwasher and refrigerator, at our most affordable price.

 

Complete Home

Appliances Coverage Includes:
  • Checkmark Appliances
  • Checkmark Heating & cooling
  • Checkmark Plumbing
  • Checkmark Electrical
  • Washer & dryer
  • Supreme
Start quote

Complete Home gives you even more protection, combining system and appliance coverage.

Most Popular

Pinnacle Home

Appliances Coverage Includes:
  • Checkmark Appliances
  • Checkmark Heating & cooling
  • Checkmark Plumbing
  • Checkmark Electrical
  • Checkmark Washer & dryer
  • Checkmark Supreme
Start quote

Pinnacle Home adds Supreme, which maximizes your protection for your home’s kitchen appliances, washer and dryer, heating and cooling plumbing, and electrical.

Realtor showing home
Real Estate Home Warranty Service Agreement

Peace of mind when you are buying or selling

If you’re looking to buy or sell your home, 2-10 HBW can help you with a warranty plan provided by your real estate agent.

For sale sign icon
  • Red checkmark Appliances
  • Red checkmark Heating
  • Red checkmark Plumbing
  • Red checkmark Electrical

Seller Coverage

Complimentary Seller coverage is for the listing period and begins immediately upon enrollment.* Coverage is for a term of 180 days, until close of sale, or until the listing is canceled, whichever occurs first.

Sold sign icon
  • Red checkmark Appliances
  • Red checkmark Heating and A/C
  • Red checkmark Plumbing
  • Red checkmark Electrical

Buyer Coverage

Coverage for major appliances (including refrigerator with ice maker), HVAC, water heater, electrical, plumbing, and more. Buyer coverage is for one year and can be renewed annually by the homeowner.

Ask your real estate pro to get you a home warranty from 2-10 HBW.

*Complimentary where allowed by law. Certain items and events are not covered in our Home Warranty Service Agreement. See Service Agreement for details.

1 in 6 new homes has a 2-10 HBW structural warranty

Protect your new construction home

If you're purchasing a newly built home from a builder, that builder should provide coverage for the structure of your house. Make sure your builder chooses 2-10 HBW, the industry leader in structural warranties.

Structural Warranty Coverage for workmanship, distribution systems, and structural defects.

Extended Systems and Appliances Even new appliances break down! Coverage for major appliances (including refrigerator with ice maker), HVAC, water heater, electrical, plumbing, and more.

Learn more
Appliances in new home build

Talk with your builder about adding a 2-10 HBW structural warranty.

The 2-10 HBW New Home Warranty Program is administered as 2-10 HBW by Home Buyers Warranty Corporation III in New Jersey and Home Buyers Warranty Corporation in all other states.

Contractor fixing furnace

How it works

2-10 HBW has a network of independent service contractors that help facilitate your coverage. Each contractor is required to carry all appropriate licenses and insurance, and is monitored by 2-10 HBW to track customer satisfaction and performance.

Step 1 icon
1

A homeowner contacts us when a covered system or appliance breaks down.

Step 2 icon
2

A contractor diagnoses the problem and reports back to us.

Step 3 icon
3

We determine and fulfill coverage under the Service Agreement.

Check for low-cost plans for your home.

All coverage and options are subject to terms, limits, exclusions, and procedures.
See the Service Agreement for all applicable details.

2-10 HBW customer reviews

Still unsure? We’ve got references!

We’re confident that we’re the right home warranty company for you, but you don’t need to take our word for it. Check out how we make Happy Homeowners every day!

Man reading on iPad
“We have had to use 2-10's services multiple times since purchasing our house in 2016. They have always met their obligations and provided excellent service.”
5-star rating
“2-10 employees do call back. They make sure that our service has been taken care of and done and we are satisfied with it.”
5-star rating
“They handle any service requests we have very efficiently. You can tell that their customers are important to them.”
5-star rating
“No issues. I've only had to use the warranty once for my refrigerator. They came out and diagnosed the issue quickly and fixed it.”
5-star rating
“Very likely to recommend 2-10. It has been great. They were very diligent at getting back to me and getting everything taken care of in a timely manner. My dryer broke. And they got somebody out within less than a week to come out and fix it. They take care of things.”
5-star rating

Frequently asked questions

It’s a one-year contract that can protect your budget when important systems (like your HVAC and water heater) or appliances (like your fridge) break down from routine use.

Home Warranty Service Agreements help cover the costs to repair or replacement major systems and appliances when they break down from normal wear and tear due to everyday use. Homeowners insurance covers loss from incidents like fire, storms, or vandalism. The two rarely overlap and are complementary.

Your Service Agreement could cover certain systems like central air conditioning, heating, and water heaters, along with appliances like refrigerators, stoves, washers, and dryers. You can view each plan’s specific details in the section above.

You can purchase a home warranty at any time for any house. While many home warranties are purchased by a buyer or a seller of a home during a real estate transaction, a home warranty can be purchased by any homeowner looking to protect their budget. Read more.

Yes. A credible home warranty company should provide coverage for appliances or systems no matter the age. The covered appliances or systems must be operating properly when you purchase the home warranty.

A service fee, very similar to a deductible, is an initial out-of-pocket cost on an eligible claim. The service fee is paid to the service contractor when he/she arrives at your home to diagnosis the reason for the appliance or system breakdown. Service fees range from $85 to$125. 2-10 Home Buyers Warranty pays the contractor directly for the balance of the covered repair and/or replacement costs.

A home warranty may cover certain systems like central air conditioning, heating, plumbing, electrical, and water heaters as well as appliances like refrigerators, stoves, washers and dryers. For a complete list of what a 2-10 HBW home warranty covers, check out our systems and appliances page.

Additional resources for homeowners from the 2-10 HBW Blog