Building a New Home?

1 in 6 new homes has a structural warranty from 2-10 Homes Buyers Warranty (2-10 HBW).

When building a new home, it is important to work with a builder who uses an insurance-backed structural warranty. The biggest advantage to buying a home from a 2-10 HBW builder member is in the quality of their craftsmanship and their ability to provide the best new home structural warranty. A home buyer can breathe a sigh of relief knowing that the construction standards are defined and there is a warranty insurer to stand behind the builder’s promise.

The 2-10 Structural Warranty may only be purchased by a builder who is a member of 2-10 HBW. If you are buying a home from a home builder, click here to recommend your builder to 2-10 HBW.

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3D Model of Home

When something goes wrong with a new home, it can be expensive and inconvenient.

$42K to $113K

Average cost of a structural claim

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Each year that even your new systems or
appliances will break down

What is a structural warranty?

A structural warranty provides performance guidelines and warranty coverage for a home’s workmanship, distribution systems and load-bearing structural components. Structural warranties offer valuable protection for builders and homeowners alike by defining coverage, setting clear expectations and providing support and guidance should a defect occur. Structural warranties are an extremely valuable risk management tool for all parties, where the builder is the insured and the homeowner is the beneficiary.

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Overview of items covered:
Roof covering, cabinets, countertops, door panels, exterior siding, hardwood floors, basement floor, ceramic tile, drywall, interior trim, carpet, paint and fireplace

Workmanship Warranty

Quality is important, especially in your new home. Your workmanship warranty establishes the standards applicable to the fit, finish and materials used in the construction of your home. Commonly used across industries, fit refers to how well the parts of the finished product come together and finish refers to the completeness of work.

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Overview of items covered:
Supply piping, waste piping, ductwork and electrical wiring

Distribution Systems Warranty

You will rarely see behind the walls of your new home, but essential functions such as electrical, plumbing and mechanical systems are working behind the walls. Your distribution systems warranty establishes the standards for your home’s electrical, plumbing and mechanical systems. The wiring, piping and ductwork of your new home are addressed under this warranty.

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Overview of items covered:
Roof framing systems, load-bearing walls and partitions, beams, columns, footings and foundation systems, floor framing systems, girders, lintels and masonry arches

Structural Warranty

While your home was carefully constructed and inspected, occasionally unforeseen problems arise, even in the best-built homes. Your structural warranty addresses the designated load-bearing elements of your home.

Structural warranties offer valuable protection for builders and homeowners alike by defining coverage, setting clear expectations and providing support and guidance should a defect occur.

Please refer to the New Home Warranty for specific structural coverage and exclusions.
Need a copy of a warranty booklet? Call 877.777.1344.

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Enhance your home ownership experience

Additional protection available for your systems and appliances.

An optional Home Warranty Service Agreement could help you reduce the overall cost of owning a home. This optional coverage provides protection against unexpected system and appliance breakdowns, such as your air conditioner or water heater. With this optional coverage, have confidence that your comfort and financial security are covered within your home for many years.

Many of your manufacturer’s warranties expire after the first year, leaving you responsible for making repairs. You have a 68% chance every year that your new appliances and critical systems (like HVAC and plumbing) will break down. The 2-10 HBW Home Warranty Service Agreement covers the repair and/or replacement of a home’s major systems and appliances, including both parts and labor.