Home Builder Structural Warranty

10 year structural warranty coverage that starts at closing.

A structural warranty from 2-10 Home Buyers Warranty (2-10 HBW) helps you maximize your bottom line potential on every home you build. Our warranties help relieve you of your financial liability, while enhancing your reputation and value proposition with home buyers. Our warranties also provide home buyers with the confidence they’re looking for, and gives you the comfort and security of being able to stay focused on what you do best – build quality homes.

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What is a structural warranty?

A structural warranty provides performance guidelines and warranty coverage for a home's workmanship, distribution systems and load-bearing structural components. Structural warranties offer valuable protection for builders and homeowners alike by defining coverage, setting clear expectations and providing support and guidance should a defect occur. Structural warranties are an extremely valuable risk management tool for all parties, where the builder is the insured and the homeowner is the beneficiary.

Learn more on what is covered with the industry-leading structural warranty provider. Download our Defining the Warranty Flyer.

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Please refer to the New Home Warranty for specific structural coverage and exclusions.

Overview of items covered:
Roof covering, cabinets, countertops, door panels, exterior siding, hardwood floors, basement floor, ceramic tile, drywall, interior trim, carpet, paint and fireplace


Quality is important, especially in your new home. Your workmanship warranty establishes the standards applicable to the fit, finish and materials used in the construction of your home. Commonly used across industries, fit refers to how well the parts of the finished product come together and finish refers to the completeness of work.

Overview of items covered:
Supply piping, waste piping, ductwork and electrical wiring

Distribution systems warranty

You will rarely see behind the walls of your new home, but essential functions such as electrical, plumbing and mechanical systems are working behind the walls. Your distribution systems warranty establishes the standards for your home's electrical, plumbing and mechanical systems. The wiring, piping and ductwork of your new home are addressed under this warranty.

Overview of items covered:
Roof framing systems, load-bearing walls and partitions, beams, columns, footings and foundation systems, floor framing systems, girders, lintels and masonry arches

Structural warranty

While your home was carefully constructed and inspected, occasionally unforeseen problems arise, even in the best-built homes. Your structural warranty addresses the designated load-bearing elements of your home.

Structural warranties offer valuable protection for builders and homeowners alike by defining coverage, setting clear expectations and providing support and guidance should a defect occur.

Load-Bearing Elements and Major Structural Components

A structural warranty from 2-10 HBW provides third-party, insurancebacked protection for workmanship, distribution systems and loadbearing structural components of the home. The descriptions below refer to structural components. To learn more about the workmanship and systems component of coverage, visit our interactive house here.

As a builder, your reputation is one of your strongest assets. A structural warranty from 2-10 HBW makes it even stronger.

A structural warranty offers third-party validation of the quality of your work, helping you differentiate your residential construction business. When a home buyer knows a 10 year promise of reliability backs every home you build, they know they’re buying from a builder they can trust.

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1 in 7 homes

has a structural warranty from 2-10 HBW

2-10 Home Buyers Warranty is a member of the
National Association of Home Builders