Texas Home Builder & Structural Warranty
Everything’s bigger in Texas, including building risks. That’s why Texas builders become 2-10 Builder Members.
Areas of Texas represent some of the highest risks for structural claims in the entire country, based on historic data. That’s why 2-10 Home Buyers Warranty (2-10) offers trusted structural warranty administration to meet the needs of builders and homeowners in the Lone Star State.
Top 7 Benefits of Becoming a 2-10 Builder Member in Texas
Protect homeowners and your business by transferring your risk to an insurance-backed structural warranty effective from the day of closing
The workmanship, distribution systems, and structural warranties follow the Performance Standards developed and accepted by the Texas Association of Builders (TAB)
NO soil exclusions
Cover qualified structural-defect repair costs for up to 10 years through the 2-10 insurance-backed structural warranty
Save time and money, and minimize frivolous lawsuits through 2-10-administered dispute resolution and arbitration, upheld by the Supreme Court
Offer fully transferrable warranties to your buyers, with no mandatory builder deductibles
Give yourself, potential buyers, and homeowners peace of mind by providing 2-10's trusted structural warranty administration
A full suite of warranties and services
What Is a 2-10 Structural Warranty?
2-10 is a trusted administrator of structural home warranties in the US. Our structural warranty generally covers workmanship defects for 1 year, distribution systems defects for 2 years, and structural defects for 10 years.
Workmanship
Clearly defined construction standards for defects in materials and workmanship.
Distribution systems
Clearly defined construction standards for defects in the distribution of electrical, plumbing, and mechanical systems.
Structural
Insurance-backed coverage
Load-bearing elements
Soil movement, including settlement and heave.
Why Texas Builders Should Choose 2-10
In Texas, home foundations fail at a rate 10 times higher than the national average. Texas is one of the top 3 highest-risk states for structural failures. Foundation movement is the leading cause of structural claims, and soil problems are often to blame. Shifting soils, improperly compacted soils, and other factors can all lead to structural failures in a home, especially in a large state with a vast array of soil types. Luckily, there’s a comprehensive solution for Texas builders.
The 2-10 program has paid over $63 million on behalf of Texas builders, based on our understanding of the unique complexities of building homes in Texas.
Or call New Home Sales at 877.777.1344.
Benefits of a Texas New Home Warranty
Protect your profit on every home you build
Each warranty call you receive erodes your bottom line. Whether it’s a major structural defect or simply a meticulous homeowner, every call costs you money.
Promote your quality and create homeowner confidence
Warranties administered by 2-10 could provide third-party validation of the quality of your work, strengthen your legal position, bolster your reputation, and set expectations for your buyers.
Plan for your future by controlling what’s behind you
With every home you build, your exposure to risk increases. By law, you are responsible for the financial impact of any structural defect that occurs in the homes you build for the entire Statute of Repose for your state.
Made by Texans, for Texans
2-10 Structural Warranties in Texas Explained
Gain the confidence of your buyers with our structural warranties, which protect homes right from the day of closing. A 2-10 structural warranty is a trusted new-home warranty product provided by quality home builders.
What Load-Bearing Components Are Covered in Texas With a 2-10 Structural Warranty?
Floor Framing
Coverage is provided for structural supports for load-bearing elements in floor systems, including joists and bridging. Damage to non-load-bearing elements, such as flooring and underlayment material, is not covered.
Columns
A structural element that transmits, through compression, the weight of the structure above to other structural elements. However, damage caused by additions or alterations to the home is not covered.
Beams / Girders / Lintels
Horizontal structural members of wood, steel, reinforced concrete, or stone that support and transfer loads to vertical members such as columns and foundations. Decorative elements without a load-bearing function are not covered.
Footings & Foundation Systems
Often classified as shallow or deep foundations, based on the depth of the load-transfer member below the super-structure and the type of transfer load mechanism. Foundation system requirements depend on strength and compressibility of the site soils, proposed loading conditions, and project performance criteria.
Load-Bearing Walls & Partitions
All exterior walls are load-bearing walls and are covered. Interior load-bearing walls that support the floors above and the attic’s weight are also covered. Note that improper loading over the design criteria for which that portion of the house was intended will not be covered.
Roof Framing Systems
A group of studs fitted or joined together to provide support for the roof covering. Non-load-bearing elements, such as shingles, roof tiles, sheathing, and underlayment, are not eligible for coverage.
Become a 2-10 Texas Builder Member
Before purchasing structural coverage for each home you build, you’ll have to become a 2-10 Builder Member.
To complete an application, you’ll need a few pieces of information, including but not limited to:
- Number of homes built the past 3 years
- Average sales price
- Estimated number of homes you plan to sell/close on and enroll in the 2-10 program
Once 2-10 approves your application, you’ll receive your online login credentials to easily manage your warranty coverage and enroll your homes.
Engineering, soil, and state inspections may be required prior to enrolling a home. But don’t worry! We’ll work with you to make enrolling as easy as possible.
Or call New Home Sales at 877.777.1344.
Frequently Asked Questions
We Build Quality From the Ground Up.
Focus on what you do best:
building great homes and growing your business.
Or call New Home Sales at 877.777.1344.
2-10 is a proud member of these Texas builders associations
