How much does a home warranty cost?
For the most up-to-date information about how much a home warranty costs from 2-10 Home Buyers Warranty (2-10 HBW), visit our pricing and plans page!
The cost of an annual home warranty service contract can vary widely based on the type of coverage you need. With a home warranty company like 2-10 HBW, you can purchase our most competitive home warranty plan for as low as $19 a month. However, the more coverage and options you want or need, the more you may pay. Let’s look at a few things to consider as you research home warranty costs.
Is a home warranty worth buying?
Yes, it’s worth it for you to purchase a home warranty if the coverage you select meets your budget and coverage needs. As you consider purchasing a home warranty, review the covered items within each plan to ensure that you can get coverage for the home systems and home appliances you want. Considering what a home warranty may cost in light of your needs is especially important for first-time home buyers to consider.
Most complaints about home warranties are directly related to a misunderstanding of the type of coverage the homeowner purchased. Just like car insurance and home insurance, it’s important that you understand what you’re buying to make sure you get the home warranty plan coverage that fits you best.
Understanding home warranties from 2-10 HBW
When you consider 2-10 HBW as your home warranty company, you get several plans to choose from.
- Simply Kitchen home warranty plan: Simply Kitchen protects your major kitchen appliances, like your dishwasher and refrigerator, at our most affordable price. Plus, there are many ways to personalize your plan!
- Complete Home plan: Complete Home gives you even more coverage. From kitchen appliances to your HVAC system, plumbing system, and electrical system, Complete Home provides more comprehensive coverage for both newer and older homes.
- Pinnacle plan: Our most comprehensive home warranty plan, Pinnacle includes Supreme coverage, which provides deeper protection for the things that matter most.
In addition to these coverage plans, 2-10 HBW lets you add options to cover additional items, such as washers and dryers, and additional refrigerators.
Other aspects behind home warranty costs
When you work with a home warranty company like 2-10 HBW, you get access to competitively, fairly priced home protection plans. One of the biggest reasons why we can keep costs competitive is by enforcing limits and exclusions.
All home warranty companies include limits on their coverage. That means when you exceed this limit, you may have to pay out of pocket for repairs/replacements that go beyond the limit.
The good news is that many people don’t exceed their limits. Even better, when you choose 2-10 HBW as your home warranty company, you have access to our Luxury Package option, which lets you increase certain limits. Also, 2-10 HBW’s service contracts are up front and transparent about home warranty costs, limits, and exclusions, and you always have access to your service contract online!
You may also have to pay out of pocket if the repair you need isn’t part of your coverage. Prior to buying a home warranty, it’s important to review contract exclusions so you know what coverage you’re purchasing.
For example, if you have HVAC coverage but you never change your air filters and your furnace breaks down because of it, your coverage may not apply, since you didn’t maintain the system properly. A home warranty covers breakdowns caused by routine wear and tear, not neglect, weather, fire, or theft.
For the most accurate idea of what a home warranty costs, get a quote today!
In general, purchasing coverage from 2-10 HBW can cost between around $300 and $800 annually. Other factors—such as additional options, discounts, Service Fees, and payment schedules (i.e., annually vs. monthly)—can affect those prices.
Given how much it can cost to repair or replace systems and appliances unexpectedly and out of pocket, a home warranty is a smart investment. The best way to get an accurate idea for what a home warranty might cost you specifically is to get a personalized quote today!
2-10 HBW offers the most comprehensive home warranty coverage for homeowners. Let us help you protect your home.