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How Much Does a Home Warranty Cost? | Home Warranty Pricing

Home Warranty Pricing and Plans

The cost of an annual home warranty service contract can vary widely based on the type of coverage you need. Plans start as low as $300 and can be as high as $1,000, depending on the coverage you select.

Other factors can affect the pricing of your warranty, including where you live. For many companies, the amount you choose to pay for each service call will also impact your monthly fee.

Other costs for a home warranty

Most home warranty contracts stipulate a maximum coverage limit. Simply put, that means when you exceed this limit you may have to pay for repairs out of pocket.

You may also incur costs if the repair that is needed is not part of your coverage. Prior to buying a home warranty, it is important to review the contract exclusions, so you are clear on what coverage you are purchasing.

Learn more about the maximum coverage from 2-10 Home Buyers Warranty.

Is a home warranty worth buying?

A home warranty is worth buying if the coverage you select meets your budget and your coverage needs. As you consider purchasing a home warranty, review the covered items to ensure everything you need covered is on your home warranty plan.

Most complaints about home warranties are directly related to a misunderstanding of the type of coverage that was purchased. Just like car insurance and home insurance, it is important that you understand what you are buying to ensure you get the home warranty plan coverage that fits you best.

Get a free quote on home warranty coverage from 2-10 Home Buyers Warranty.

Understanding a home warranty

Generally speaking, home warranties have three types of coverage:

  • Appliance coverage (dishwasher, microwave, refrigerator, washer, dryer, etc.)
  • Systems coverage (air conditioner, furnace, plumbing, water heater)
  • Combo (all items covered in the Appliance and Systems plans)

In addition to the standard coverage plans, most home warranty companies will allow you to add additional items to cover including swimming pools, additional refrigerators and freezers.

The home warranty covers eligible systems and appliances that break down under normal usage. Damage caused by misuse or weather related issues are not covered.

Get a free quote on a home warranty plan from 2-10 Home Buyers Warranty.

Home warranty plans price comparison

Home Warranty Plan
Average Cost Annually
Average Cost Monthly
Appliance Coverage
$425-$725
$30-$60
Systems Coverage
$300-$450
$25-$50
Standard Combo Coverage
$500-$750
$45-$70
Combo with Add-Ons
$700-$1000
$60-$90

Learn more about pricing for home warranties from 2-10 Home Buyers Warranty.
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