Protect more
and pay less

for home insurance, car insurance, and more

Save up to 40% on coverage options that protect the things that make your house a home

Get a quote
What does 2-10 Insurance Services do?

Protect more and pay less

2-10 Insurance Services helps homeowners save up to 40% on quality homeowners insurance. Let us do the hard part of finding the right insurance so you can get back to living.

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Shop home, auto, umbrella, flood, and earthquake insurance all in one place. Get a quote online or speak with a live, licensed agent.

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Homeowners compare quotes from over 30 insurance carriers for a discount on premiums of up to 40%.

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Confidently compare insurance rates from some of the top insurance carriers. As an independent insurance agency, we help you find the coverage you need at a price you like.

Compare quotes from over 30 carriers

Finding the right home insurance is a necessity. It can also be complex. We shop quotes based on your info and needs, and let you pick the best carrier for you.

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How 2-10 Insurance Services works

Let 2-10 Insurance Services help you find the coverage you need at a cost you’re comfortable with. Our three-step process makes it easier for homeowners to compare quotes from over 30 insurance carriers for a discount on premiums of up to 40%.

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You provide us with information about your insurance coverage needs.


We compare top insurance carriers for you to find the right coverage at the lowest cost.


You get a discount of up to 40% on coverage that fits your needs.

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We believe that protecting your home should be simple and affordable.

Welcome to the 2-10 suite of home solutions and services

With 2-10, you can protect more and pay less for total home protection. We’re comprised of two companies that help homeowners find convenient quality coverage that’s cost-effective:

  • 2-10 Insurance Services for home insurance
  • 2-10 Home Buyers Warranty (2-10 HBW) for New Construction Structural Warranties and Home Warranty Service Agreements

2-10 HBW offers Home Warranty Service Agreements to homeowners and real estate agents, and administers structural warranties for new-home builders. We’ve been an industry leader for over 40 years.

What’s the difference between homeowners insurance and a Home Warranty Service Agreement?

Homeowners insurance covers fire, theft, weather damage, and more. A Home Warranty Service Agreement covers breakdowns to your heating and cooling system, water heater, refrigerator, and more. A Home Warranty Service Agreement and homeowners insurance complement each other, giving you more coverage for the unexpected.

What is homeowners insurance?

Homeowners insurance (or home insurance) is property insurance that covers private residences (e.g., house, condo). It can provide coverage against covered losses and damage to your home, your personal property, and other important items in and on your home and property.

Homeowners insurance may also provide liability coverage for accidents that happen in your home or on your property. Importantly, most mortgage lenders require you to have home insurance as a condition for lending (but we ALWAYS recommend protecting what’s important to you).

How much does homeowners insurance cost?
Your location and coverage needs often determine your costs.

Is HO-3 homeowners insurance the most comprehensive coverage?
Not usually. HO-3 homeowners insurance is the most common kind of coverage. The most comprehensive coverage is usually HO-5.

However, it’s important to consider your needs when purchasing home insurance. You may need more or less than you think.

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What can I protect with homeowners insurance?

Your home insurance coverage will depend on your policy. Generally, a homeowners insurance policy will cover the following:

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Property damage

Most homeowners insurance policies cover damage to permanent structures caused by fire, wind, or hail. However, floods and hurricanes may require extra.

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Personal property

May cover damage or theft of furniture, appliances, and clothing. May include limited coverage for some jewelry — a 2-10 Insurance Services agent can help you find the personal property coverage you need.

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Personal liability

May cover medical bills or lawsuits if someone were to be injured in your home or on your property. May also cover damage to others’ property caused by you or someone from your household.

Can I get discounts by bundling insurance with 2-10 Insurance Services?

Yes! We can potentially provide more discounts when you bundle different types of insurance together. See how we can help protect the things that make your house a home.

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Frequently asked questions

2-10 Insurance Services is an insurance agency that shops quotes among some of the top insurance carriers. From homeowners and auto insurance to flood and earthquake coverage, we help homeowners protect more and pay less for quality coverage, conveniently and cost-effectively.

We can help you find coverage options that fit your needs. Let us give you confidence in home protection so you can enjoy the important moments in life.

It's a good idea to review your coverage and carrier every year. In fact, it's a best practice to compare quotes among 5 different carriers. 2-10 Insurance Services can help you find comparable coverage at a lower price among 30 high-quality carriers.

We shop policies and quotes among some of the top carriers for you, based on your needs. That gives you the confidence and convenience of quality, cost-effective coverage. Plus, we can potentially save you even more when you bundle homeowners insurance with auto insurance or other coverage.

Contact an agent today for more info!

By phone: 800.414.6780

By email: [email protected]

Residential Neighborhood

Where we do business—License numbers

We are currently licensed in 46 states. Our corporate office is located at: 13900 E Harvard Ave, Aurora, CO 80014.

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