The “Little Things” Your Home Warranty Should Cover

Do you know exactly what your home warranty covers? Many contracts don’t include coverage for all the “little things,” which often cause the biggest headaches. Whether it’s a huge repair, costing thousands of dollars, or a minor issue that disrupts your life, a comprehensive warranty plan should provide broad coverage for a range of issues.

Protection Against Problems of Every Size

Imagine moving into a new home in the dead of winter, only to have the furnace break down within the first few weeks. After spending considerable time on the phone tracking down a reputable service provider, you are stuck with a bill for thousands of dollars at a time when you’ve already invested heavily in your new home. Had you purchased a home warranty, a substantial portion of these costs would have been covered. With one quick, convenient call, a reputable service provider would have been sent right to your home with no fuss.

Although some buyers and sellers consider home warranties an unnecessary cost, these valuable plans can make all the difference when disaster strikes. At the same time, they can also be valuable assets when minor issues inevitably arise. While a home warranty plan offers great value to just about anyone, they are especially beneficial to busy homeowners who don’t have the time, desire or experience required to repair relatively minor household issues. Since it will cover everything from shower heads to fixtures to clogs, a comprehensive home warranty can make life much easier, while also insuring against potentially catastrophic repair costs.

All the Little Things

While they may seem insignificant on paper, minor household damage and breakdowns can seriously disrupt your life. If you have a quality home warranty plan, you will have coverage for numerous potential issues, including:

  • Unknown insufficient maintenance
  • All unknown pre-existing conditions
  • Air conditioning systems
  • Furnace/heating systems
  • Ductwork
  • Plumbing systems
  • Clogs and stoppages
  • Water heaters (including tankless)
  • Permanent sump pumps
  • Whirlpool bathtubs
  • Exhaust fans
  • Ceiling fans
  • Electrical systems
  • Door bells
  • Fire and burglar alarm systems
  • Dishwashers
  • Central vacuums
  • Built-in microwaves
  • Garbage disposals
  • Oven, range, cooktop
  • Garage door openers
  • Trash compactors
  • Fixtures, shower heads and faucets
  • Refrigerators
  • Telephone lines

Choosing the Right Plan

No one ever knows when untimely problems will strike. That’s why people take steps to protect themselves from unexpected issues by purchasing health insurance, car insurance, homeowner’s insurance and warranty coverage, which all serve to protect people from catastrophic events so they don’t get wiped out financially.

While most every home warranty plan provides coverage for major issues; many leave out some of the more common, disruptive household problems. To get optimal value for your warranty, you want to choose a plan that protects you from a broad spectrum of common issues, so you can leverage your coverage more often.

 

2-10 HBW’s latest systems and appliances Service Agreement offers coverage for a number of little things that weren’t included in our previous products. Since these issues can cause the biggest headaches, we made sure to cover them in our Standard offering in the latest product. Learn how you can protect your home and bank account with our comprehensive warranty coverage.