Understanding What a Home Warranty Service Agreement Does and Does Not Cover | 2-10 Blog


Learning What Home Warranty Service Agreements Cover

What May Not be Covered Under a Home Warranty Service Agreement?

You just purchased or received a Home Warranty Service Agreement. Great! Now it’s time to learn about the intricacies of Home Warranty Service Agreements so that you can use yours to its greatest capacity. The best way to start your Service Agreement education is to begin by defining a Home Warranty Service Agreement.

Let’s take a closer look.

What is a Home Warranty Service Agreement?

Basically, a Home Warranty Service Agreement, sometimes referred to as a systems and appliances Service Agreement or home warranty, is a service contract designed to repair or replace the major systems and appliances in a home as they are used over time. It guarantees a home buyer that if something breaks due to normal wear and tear, the warranty company will provide coverage to repair or replace it. Service Agreements also serve as an additional incentive for people to buy a home; recent studies have shown that homes on the market that include a Service Agreement sell faster and for more money.

Service Agreements start as low as $25 per month. We offer several different plans, which can cover your heating and cooling systems, kitchen appliances, and plumbing and electrical systems.

Getting Into Specifics

A Home Warranty Service Agreement from 2-10 Home Buyers Warranty (2-10 HBW) covers the costs to repair or replace eligible systems and appliances. This includes paying for both parts and labor, up to the specifically stated dollar limits. Covered systems may include plumbing, electrical, heating and cooling, and your water heater. Covered appliances may include your refrigerator, oven, dishwasher, and built-in microwave.

What Might Not Be Covered

Certain items and events are not covered in traditional Service Agreements. For specific coverage details, it’s important to closely review your Service Agreement prior to submitting a service request. Events that would traditionally be covered by homeowners insurance, such as storm damage or vandalism, will not be covered under a Service Agreement. Similarly, damage to a home system or appliance that is caused specifically by the homeowner through malice or lack of maintenance is not covered under a Home Warranty Service Agreement.

2-10 HBW offers the most comprehensive coverage for homeowners. Let us help you get started with a Home Warranty Service Agreement today!

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