What Does Your Home Warranty Cover?

What does your home warranty cover?

A Home Warranty Service Agreement (home warranty) helps cover repair and replacement costs when your home’s systems and appliances break down from routine use. But which systems and appliances could fall under your home warranty’s coverage? A home warranty from 2-10 Home Buyers Warranty (2-10 HBW) can cover up to 21 home systems and appliances. Here are five common systems and appliances that a 2-10 HBW home warranty can help you protect.

  1. HVAC repair and replacement
  2. Water heater repair and replacement
  3. Appliance breakdowns
  4. Plumbing leaks
  5. Stopped up drains

Doesn’t my homeowners insurance cover these things?

No, this is a common misconception. Homeowners insurance covers things like weather damage, fire, and theft. It won’t cover things like an HVAC breakdown or broken water heater when they break down from routine.

That’s why a 2-10 HBW home warranty is valuable. It helps fill the gaps homeowners insurance may not cover. A home warranty can protect you from the financial costs of breakdowns to major systems and appliances. These breakdowns can range from hundreds to thousands of dollars in upfront, out-of-pocket costs.

Now that we’ve cleared that up, let’s look at the most common breakdowns a 2-10 HBW home warranty covers.

1. HVAC repair and replacement

HVAC repair and replacement is a common home repair covered by a 2-10 HBW home warranty. Most homeowners don’t know how much an HVAC repair or replacement can cost. For instance, an HVAC replacement can cost $7,070 on average. (Based on data collected in November 2021. Costs in your area may vary.)

A 2-10 HBW home warranty can protect against the costs of unexpected breakdowns for a fraction of the out-of-pocket costs to you. It doesn’t matter how old your HVAC system is. If it was in good working condition before you signed your Home Warranty Service Agreement, a 2-10 HBW home warranty could cover it.

2. Water heater repair and replacement

Tank water heaters generally last 10 years. Tankless water heaters can last 20 years. How long it lasts largely depends on maintenance, the type of water in your home, and the installation. When your water heater breaks down, a 2-10 HBW home warranty could help you. With the average replacement cost hovering around $1,660, a home warranty could protect you when one of the most important systems in your home breaks down.

3. Appliance breakdowns

Your major appliances will break down eventually. They often break down after the manufacturer’s warranty expires, leaving you solely responsible for repairs or replacement. A 2-10 HBW home warranty could address this problem directly by covering your most valuable appliances, like the following.

  • Refrigerator
  • Oven/range
  • Dishwasher
  • Washer/dryer
  • Built-in microwave

You can also protect additional appliances for an additional fee, such as the following.

  • Additional refrigerators outside the kitchen (e.g., in the basement or garage)
  • Wine coolers
  • Standalone freezer
  • Roof leaks
  • Certain septic systems
  • Well pumps
  • Water softeners
  • Pool/spa equipment

4. Plumbing leaks

Plumbing leaks can drain your budget. Leaky faucets and running toilets can cost you hundreds of dollars on your annual water bills. Even worse, plumbing leaks or line breaks can cause serious damage to your home. A systems and appliances home warranty from 2-10 HBW can help you cover some or even all of the costs related to these problems.

5. Stopped up drains

There are countless reasons for stopped-up drains. A home warranty from 2-10 HBW addresses many them. With a simple click or call, 2-10 HBW can send a service contractor to assess the stoppage.

2-10 HBW offers the most comprehensive home warranty coverage for homeowners. Let us help you protect your home.

Related content

How to Drain Your Water Heater and Lengthen Its Life

Top Home Maintenance Tips From Service Contractors

How to Unclog Your Kitchen Sink