A home warranty (Home Service Plan) helps cover repair and replacement costs when your home’s systems and appliances break down from routine use. But which systems and appliances could fall under your home warranty’s coverage?
2-10 Home Warranty Covered Items
A Home Service Plan from 2-10 Home Buyers Warranty (2-10) could cover up to 21 home systems and appliances. Here are five common systems and appliances that a 2-10 Home Service Plan can help you protect.
- HVAC repair and replacement
- Water heater repair and replacement
- Kitchen appliance breakdowns
- Plumbing leaks
- Stopped up drains
Doesn’t Homeowners Insurance Cover These Things?
No, this is a common misconception. Homeowners insurance covers things like weather damage, fire, and theft. It won’t cover things like an HVAC breakdown or broken water heater that occurs from normal wear and tear.
That’s why a 2-10 Home Service Plan is valuable. It helps fill the gaps homeowners insurance may not cover. A home warranty can protect you from the financial costs of breakdowns to major systems and appliances. These breakdowns can range from hundreds to thousands of dollars in upfront, out-of-pocket costs.
Let’s look at the most common breakdowns a 2-10 Home Service Plan covers.
HVAC Repair & Replacement
HVAC repair and replacement is a common home repair covered by a 2-10 Home Service Plan. Most homeowners don’t know how much an HVAC repair or replacement can cost until it’s staring them in the face. For instance, an HVAC replacement can cost thousands or even tens of thousands of dollars.
A 2-10 Home Service Plan could reduce the costs of unexpected breakdowns for a fraction what you’d pay out of pocket without coverage. It doesn’t matter how old your HVAC system is. If it was in good working condition before you signed your Home Service Plan, your 2-10 Home Service Plan could cover it.
Water Heater Repair & Replacement
Tank water heaters generally last 10 years. Tankless water heaters can last 20 years. How long it lasts largely depends on maintenance, the type of water in your home, and the installation.
When your water heater breaks down, a 2-10 Home Service Plan could help you. With an average replacement cost of up to $2,300 for tank water heaters, a home warranty could protect you when one of the most important systems in your home breaks down.
Kitchen Appliance Breakdowns
Your major appliances will break down eventually. And most people will tell you that in their experience, appliances tend to break down after the manufacturer’s warranty expires, leaving you solely responsible for repairs or replacement.
A 2-10 Home Service Plan could address this problem directly by covering your most valuable appliances, like the following.
- Refrigerator
- Oven/range
- Dishwasher
- Built-in microwave
You can also protect additional appliances by adding optional coverage, such as the following.
- Additional refrigerators outside the kitchen (e.g., in the basement or garage)
- Wine coolers
- Standalone freezer
- Roof leaks
- Certain septic systems
- Washer/dryer
- Well pumps
- Water softeners
- Pool/spa equipment
Plumbing Leaks
Plumbing leaks can drain your budget. Leaky faucets and running toilets can cost you hundreds of dollars on your annual water bills. Even worse, plumbing leaks or line breaks can cause serious damage to your home. A systems and appliances home warranty from 2-10 can help you cover some or even all of the costs related to these problems.
Stopped-Up Drains
There are countless reasons for stopped-up drains. A 2-10 Home Service Plan addresses many them. With a simple click or call, 2-10 can help you set up time with a service contractor to assess the stoppage.
2-10 Keeps You Covered
A 2-10 Home Service Plan is a valuable tool in protecting your home and budget. It can reduce repair or replacement costs; plug you into a network of local, independent, vetted service technicians; and provide peace of mind that you have a solution for unexpected breakdowns.
