Do New Homes Come with a Warranty?

Most reputable builders provide buyers of new homes with a warranty on very specific features, including the structural integrity of the home.

What warranty options do builders have for newly built homes?

Builders have two options for warranties on new construction – self-insure and insurance through third party warranty companies that assume the risk. Many home builders are better off using home warranty companies to eliminate their financial exposure.


How long does a builders structural warranty last?

Some structural home warranties, such as the 2-10 Home Buyers Warranty, can last up to 10 years for qualifying structural problems related to load-bearing components.


What does a builders structural warranty cover?

A builders structural warranty covers the following areas for new construction:

Coverage for workmanship starts on the day of closing and addresses the fit, finish and materials used in constructing a new home. Workmanship coverage includes construction standards for defects in materials and workmanship for the first year of home ownership.

Distribution Systems
Coverage for distribution systems is effective on the day of closing and addresses the mechanical systems that live behind the walls of a new construction home. Systems coverage provides construction standards for defects in the electrical, plumbing and mechanical systems for the first two years of home ownership.

Coverage for qualified structural defects starts the day of closing. Damages to the load-bearing elements and finishes of the home resulting issues such as subcontractor error, material failure or soil movement are covered for up to 10 years.


What does a builders structural warranty not cover?

The most common expenses that are not covered in a warranty for new homes are:

• issues with household appliances
• items covered under a manufacturer’s warranty
• cracks in cement, brick or drywall are sometimes not covered

How do I buy a builders warranty?

To purchase a builders structural warranty, you must first complete a membership application with 2-10 HBW. Because these are insurance products, there is an underwriting component. The type of information generally required includes:
• Years in business
• Financial wellness
• Number of homes built in the last 36 months
• Average sales price of each home built
• Estimated number of homes you plan to sell and enroll in the 2-10 Home Buyers Warranty plan

REQUEST A QUOTE on a structural warranty from 2-10 Home Buyers Warranty.