Florida home builder & structural warranty
To protect their business and their buyers, Florida builders become Builder Members.
When reducing your risk is important, think 2-10 Home Buyers Warranty (2-10 HBW). Learn why 1 in 5 homes sold in the US is covered by a 2-10 HBW 10 year insurance-backed structural warranty.Get a builder quote
Top 5 benefits of becoming a 2-10 HBW Builder Member in Florida
Protect homeowners and your business by transferring your risk to an insurance-backed structural warranty effective from day of closing
Cover qualified structural-defect repair costs for 10 years through the 2-10 HBW insurance-backed structural warranty
Offer fully transferable 10 year structural warranties that add value to the home should the homeowner sell within the next 10 years
Save time and money, and minimize frivolous lawsuits through 2-10 HBW-administered dispute resolution and arbitration, upheld by the Supreme Court
Three local 2-10 HBW Risk Management Specialists and our Vice President of Strategic Partnerships are located in Florida, with nearly 70 years of combined experience
What is a 2-10 HBW Structural Warranty?
2-10 HBW is the leading provider of structural home warranties in the US. Our structural warranty covers workmanship defects for 1 year, distribution systems defects for 2 years and structural defects for 10 years.
Clearly defined construction standards for defects in materials and workmanship.
Clearly defined construction standards for defects in the distribution of electrical, plumbing and mechanical systems.
Soil movement, including settlement and heave.
Benefits of a Florida builders warranty
Protect your profit on every home you build
Each warranty call you receive erodes your bottom line. Whether it’s a major structural defect or simply a meticulous homeowner, every call costs you money.
Promote your quality and create homeowner confidence
Warranties administered by 2-10 HBW provide third-party validation of the quality of your work, strengthen your legal position, bolster your reputation, and set expectations for your buyers.
Plan for your future by controlling what’s behind you
With every home you build, your exposure to risk increases. By law, you are responsible for the financial impact of any structural defect that occurs in the homes you build for the entire Statute of Repose for your state.
2-10 HBW Structural Warranties in Florida explained
Gain the confidence of your buyers with our structural warranties, which protect homes right from the day of closing. A 2-10 HBW structural warranty is the most common new-home warranty product provided by quality home builders, with 1 in 5 new homes sold in America covered by a 2-10 HBW Structural Warranty.
What load-bearing components are covered in Florida with a 2-10 HBW Structural Warranty?
Coverage is provided for structural supports for load-bearing elements in floor systems, including joists and bridging. Damage to non-load-bearing elements, such as flooring and underlayment material, is not covered.
A structural element that transmits, through compression, the weight of the structure above to other structural elements. However, damage caused by additions or alterations to the home is not covered.
Beams / Girders / Lintels
Horizontal structural members of wood, steel, reinforced concrete or stone that support and transfer loads to vertical members such as columns and foundations. Decorative elements without a load-bearing function are not covered.
Footings & Foundation Systems
Often classified as shallow or deep foundations, based on the depth of the load-transfer member below the super-structure and the type of transfer load mechanism. Foundation system requirements depend on strength and compressibility of the site soils, proposed loading conditions and project performance criteria.
Load-Bearing Walls & Partitions
All exterior walls are load-bearing walls and are covered. Interior load-bearing walls that support the floors above and the attic’s weight are also covered. Note that improper loading over the design criteria for which that portion of the house was intended will not be covered.
Roof Framing Systems
A group of studs fitted or joined together to provide support for the roof covering. Non-load-bearing elements, such as shingles, roof tiles, sheathing and underlayment are not eligible for coverage.
Become a 2-10 HBW Florida Builder Member
Before purchasing structural coverage for each home you build, you’ll have to become a 2-10 HBW Builder Member.
To complete an application, you’ll need a few pieces of information, including but not limited to:
- Number of homes built the past 3 years
- Average sales price
- Estimated number of homes you plan to sell/close on and enroll in the 2-10 HBW program
Once 2-10 HBW approves your application, you’ll receive your online login credentials to easily manage your warranty coverage and enroll your homes.
Engineering, soil, and state inspections may be required prior to enrolling a home. But don’t worry! We’ll work with you to make enrolling as easy as possible.
More Florida builders choose 2-10 HBW for warranty services
As the largest and most experienced structural warranty administrator, we’ve seen more and covered more than anyone else. Our size and expertise means more resources to better serve you and your homeowners.
Protect your profits, promote your quality, and plan for the future.
Focus on what you do best: building great homes and growing your business.