New-Construction Home Warranty

Protect your construction business and your home buyer by becoming a member now.

Reduce your risk with a 10 year insurance-backed new-construction warranty. 1 in 7 new homes sold in the US comes with a 2-10 Home Buyers Warranty (2-10 HBW) new-construction warranty.

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What is a new-construction home warranty?

A new-construction home warranty is a structural warranty that provides a written agreement between the home builder and the homeowner and clearly defines the builder's work-product obligations related to construction quality and continuing obligations. Under the agreement, the builder is the insured and the homeowner is the beneficiary.

ribbon house 1

Why do I need a new-construction home warranty?

If you're selling a newly constructed home, a new-construction home warranty can help protect you and your buyer from unexpected financial risks. Even home builders with an excellent history of no structural-defect claims can find themselves dealing with structural issues years after closing.

Implied warranties

Implied warranty laws are subject to vague and unpredictable interpretations that can vary from one court decision to another. Using an express limited warranty that disclaims all implied warranties can eliminate this uncertainty and helps set a buyer's expectations.

Everyone's experience is that they haven't had a claim — until they've had one.

NH structural claim

$42K to $113K

Average cost of a structural claim

What does an insurance-backed new-construction home warranty include?

bld house
NH workmanship


Clearly defined construction standards for defects in materials and workmanship

NH dist systems

Distribution systems

Clearly defined construction standards for defects in the distribution of electrical, plumbing and mechanical systems

NH structural


  • Insurance-backed coverage
  • Load-bearing elements
  • Soil movement, including settlement and heave

What load-bearing components are covered with a 2-10 HBW structural warranty?

Partner with the industry leader that builds quality from the ground up, just like you.

Learn more on why you should partner with the industry-leading new-construction home warranty provider.

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Benefits of a new-construction home warranty to builders

Protect your profit on every home you build

Each warranty call you receive erodes your bottom line. Whether it's a major structural defect or simply a meticulous homeowner, every call costs you money.

Promote your quality and create homeowner confidence

Our warranties provide third-party validation of the quality of your work, strengthen your legal position, advance your reputation among your competition and put buyers' anxieties at ease.

Plan for your future by controlling what's behind you

With every home you build, your exposure to risk increases. By law, you are responsible for the financial impact of any structural defect that occurs in the homes you build for the entire Statute of Repose for your state.

Why 2-10 HBW?

  • We've paid more claims than any other provider
  • No soil exclusions
  • Almost 1 million warranties in force
  • 1 out of 7 new homes has a 2-10 HBW 10 year structural warranty
  • Decades of building-industry experience
  • Our warranty language is concise and clearly defines structural defects, with no hidden limitations
  • A local and national support team
  • 2-10 HBW is affiliated with the second-largest reinsurance company in the world
41 years db
41 years in the industry
homes covered db
We've covered over
6 million homes
structural claims paid
$300 million in structural claims paid nationally
less than 5

How much does a new-construction home warranty cost?

On average the cost of a 10 year warranty is less than a half percent of the total purchase price of the home, including the land.

The cost varies from state to state due to the risks of local soil conditions.

Overall, the price is quite small compared to the home’s value and what average structural repairs would cost.

A builder's out-of-pocket costs for structural repairs can average from $42,000 in low-risk states to $113,000 in high-risk states.

Become a 2-10 HBW Builder Member

Before purchasing structural coverage for each home you build, you'll have to become a 2-10 HBW Builder Member.

To complete an application, you'll need a few pieces of information, including but not limited to:

  • Number of homes built the past 3 years
  • Average sales price
  • Estimated number of homes you plan to sell/close on and enroll in the 2-10 HBW program

Once your application is approved, you'll receive your online login credentials to easily manage your warranty coverage and enroll your homes.

Engineering, soil and state inspections may be required prior to enrolling a home. Don't worry. We will work with you to make enrolling as easy as possible.

Or call New Home Sales 877.777.1344

NAHB logo

2-10 Home Buyers Warranty is a member of the
National Association of Home Builders