New-construction home warranty

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Protect your construction business and your home buyer by becoming a member now.

Reduce your risk with a 10 year insurance-backed new-construction warranty. 1 in 5 new homes sold in the US comes with a 2-10 Home Buyers Warranty (2-10 HBW) new-construction warranty.

Construction workers looking at blue print

What is a new-construction home warranty?

A new-construction home warranty is a structural warranty that provides a written agreement between the home builder and the homeowner and clearly defines the builder’s work-product obligations related to construction quality and continuing obligations. Under the agreement, the builder is the insured and the homeowner is the beneficiary.

New home construction

Why do I need a new-construction home warranty?

If you’re selling a newly constructed home, a new-construction home warranty can help protect you and your buyer from unexpected financial risks. Even home builders with an excellent history of no structural-defect claims can find themselves dealing with structural issues years after closing.

Implied warranties

Implied warranty laws are subject to vague and unpredictable interpretations that can vary from one court decision to another. Using an express limited warranty that disclaims all implied warranties can eliminate this uncertainty and helps set a buyer’s expectations.

Everyone’s experience is that they haven’t had a claim — until they’ve had one.

$42k to $113k Average cost of a structural claim
Roof Construction

Coverage for new-construction home warranty

3D House Model


Clearly defined construction standards for defects in materials and workmanship


Distribution systems

Clearly defined construction standards for defects in the distribution of electrical, plumbing and mechanical systems



Insurance-backed coverage
Load-bearing elements
Soil movement, including settlement and heave

What load-bearing components are covered with a 2-10 HBW Structural Warranty?

Floor Framing

Floor Framing Icon

Coverage is provided for structural supports for load-bearing elements in floor systems, including joists and bridging. Damage to non-load-bearing elements, such as flooring and underlayment material, is not covered.


Columns Icon

A structural element that transmits, through compression, the weight of the structure above to other structural elements. However, damage caused by additions or alterations to the home is not covered.

Beams / Girders / Lintels

Beam Icon

Horizontal structural members of wood, steel, reinforced concrete or stone that support and transfer loads to vertical members such as columns and foundations. Decorative elements without a load-bearing function are not covered.

Footings & Foundation Systems

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Often classified as shallow or deep foundations, based on the depth of the load-transfer member below the super-structure and the type of transfer load mechanism. Foundation system requirements depend on strength and compressibility of the site soils, proposed loading conditions and project performance criteria.

Load-Bearing Walls & Partitions

Walls Icon

All exterior walls are load-bearing walls and are covered. Interior load-bearing walls that support the floors above and the attic’s weight are also covered. Note that improper loading over the design criteria for which that portion of the house was intended will not be covered.

Roof Framing Systems

Roof Icon

A group of studs fitted or joined together to provide support for the roof covering. Non-load-bearing elements, such as shingles, roof tiles, sheathing and underlayment are not eligible for coverage.