Texas Home Builder & Structural Warranty
Everything's bigger in Texas, including building risks. That's why Texas builders become Builder Members.
Areas of Texas represent some of the highest risk for structural claims in the entire country, based on historical data. That’s why 2-10 Home Buyers Warranty (2-10 HBW) offers a 10 year structural warranty to meet the needs of builders and homeowners in the Lone Star State.Get a Builder Quote
Top 7 benefits of becoming a 2-10 HBW Builder Member in Texas
Protect homeowners and your business by transferring your risk to an insurance-backed structural warranty effective from day of closing
2-10 HBW workmanship, systems and structural warranties follow the Performance Standards developed and accepted by the Texas Association of Builders (TAB)
No soil exclusions
Cover qualified structural-defect repair costs for 10 years through the 2-10 HBW insurance-backed structural warranty
Save time and money, and minimize frivolous lawsuits through 2-10 HBW-administered dispute resolution and arbitration, upheld by the Supreme Court
Offer fully transferable warranties to your buyers, with no mandatory builder deductibles
Give yourself, potential buyers and homeowners peace of mind by providing the nation's industry-leading structural warranty
What is a 2-10 HBW structural warranty?
2-10 HBW is the leading provider of structural home warranties in the US. Our structural warranty covers workmanship defects for 1 year, distribution systems defects for 2 years and structural defects for 10 years.Request a Builder Quote
Clearly defined construction standards for defects in materials and workmanship.
Clearly defined construction standards for defects in the distribution of electrical, plumbing and mechanical systems.
- Insurance-backed coverage
- Load-bearing elements
- Soil movement, including settlement and heave
Why should Texas builders choose 2-10 HBW?
In Texas, home foundations fail at a rate 10 times higher than the national average, and our great state is one of the Top 3 highest risk states for structural failures. Foundation movement is the leading cause of structural claims, and soil problems are often to blame. Shifting soils, improperly compacted soils and other factors can all lead to structural failures in a home, especially in a large state with a vast array of soil types. Luckily, there’s a comprehensive solution for Texas builders.
The 2-10 HBW program has paid over $63 million on behalf of Texas builders. We also have a long history of protecting builders’ interests in the state, and with more than 150 years of combined engineering and construction experience, we understand the unique complexities of building homes here.
rate of home foundation failures in Texas than the national average
paid out by 2-10 HBW for structural claims in Texas
Benefits of a Texas builders warranty
Protect your profit on every home you build
Each warranty call you receive erodes your bottom line. Whether it's a major structural defect or simply a meticulous homeowner, every call costs you money.
Promote your quality and create homeowner confidence
Our warranties provide third-party validation of the quality of your work, strengthen your legal position, advance your reputation among your competition and put buyers' anxieties at ease.
Plan for your future by controlling what's behind you
With every home you build, your exposure to risk increases. By law, you are responsible for the financial impact of any structural defect that occurs in the homes you build for the entire Statute of Repose for your state.
2-10 HBW structural warranties in Texas explained
Gain the confidence of your buyers with our structural warranties, which protect homes right from the day of closing. A 2-10 HBW structural warranty is the most common new-home warranty product provided by quality home builders, with 1 in 7 new homes sold in America covered by a 2-10 HBW structural warranty.
What load-bearing components are covered in Texas with a 2-10 HBW structural warranty?
Coverage is provided for structural supports for load-bearing elements in floor systems, including joists and bridging. Damage to non-load-bearing elements, such as flooring and underlayment material, is not covered.
A structural element that transmits, through compression, the weight of the structure above to other structural elements. However, damage caused by additions or alterations to the home is not covered.
Beams / Girders / Lintels
Horizontal structural members of wood, steel, reinforced concrete or stone that support and transfer loads to vertical members such as columns and foundations. Decorative elements without a load-bearing function are not covered.
Footings & Foundation Systems
Often classified as shallow or deep foundations, based on the depth of the load-transfer member below the super-structure and the type of transfer-load mechanism. Foundation system requirements depend on the strength and compressibility of the site soils, proposed loading conditions and project performance criteria (i.e., total settlement and differential settlement limitations).
Load-Bearing Walls & Partitions
All exterior walls are load-bearing walls and are covered. Interior load-bearing walls that support the floors above and the attic's weight are also covered. Note that improper loading over the design criteria for which that portion of the house was intended will not be covered.
A group of studs fitted or joined together to provide support for the roof covering. Non-load-bearing elements, such as shingles, roof tiles, sheathing and underlayment, are not eligible for coverage.
A full suite of warranties and services to help you protect your profits, promote your quality and plan for the future.
More builders choose 2-10 HBW for warranty services
As the largest and most experienced structural warranty provider, we've seen more and covered more than anyone else. Our size and expertise means more resources to better serve you and your homeowners.VIEW PRODUCTS & SERVICES
Become a 2-10 HBW Texas Builder Member
Before purchasing structural coverage for each home you build, you'll have to become a 2-10 HBW Builder Member.
To complete an application, you'll need a few pieces of information, including:
- Number of homes built the past 3 years
- Average sales price
- Estimated number of homes you plan to sell/close on and enroll in the 2-10 HBW program
Once your application is approved, you'll receive your online login credentials to easily manage your warranty coverage and enroll your homes.
Engineering, soil and state inspections may be required prior to enrolling a home. Don't worry. We will work with you to make enrolling as easy as possible.
Or call New Home Sales 877.777.1344