When Can You Purchase a Home Warranty

You can purchase a home warranty at any time for any house. While many home warranties are purchased by a buyer or a seller of a home during a real estate transaction, a home warranty can be purchased by any homeowner looking to protect their budget.

What Is a home warranty plan?

A home warranty plan is an annual contract that covers the repair or the replacement of covered appliances and systems in your home. A home warranty can cover your home’s heating and cooling system, along with appliances such as dishwashers, microwaves, refrigerators and washers and dryers.

2-10 Home Buyers Warranty offers the most comprehensive warranty coverage across your home systems and appliances of any home warranty plan on the market today.

What’s the difference between a home warranty and home insurance?

The difference of a home warranty and home insurance is that they do not provide the same coverage. Home insurance is different from a home warranty because it only covers damages or loss due to unforeseen events. Home insurance does not protect you against the daily wear and tear of your home’s systems and appliances.

Do I need home insurance and a home warranty?

If you want the most comprehensive financial coverage for your home, you need both home insurance and a home warranty. Depending on your home insurance policy and your home warranty policy, there should be little to no overlap in coverage. In fact, home warranty coverage complements home insurance coverage.

What does a home protection plan cover?

A home protection plan covers the repair or replacement of a home’s systems and appliances. A home protection plan generally covers the same items covered in a home warranty plan. Most home protection plans do not cover annual maintenance and safety checks.

Is home warranty coverage optional?

Home warranty coverage is optional for all homes. Home insurance is generally required from banks, mortgage lenders and other financial institutions when purchasing a home.

GET A FREE CUSTOMIZED QUOTE on a home warranty from 2-10 Home Buyers Warranty.