How Much Does a Home Service Plan Cost?

How Much Does a Home Warranty Cost?

For the most up-to-date information about how much a Home Service Plan costs from 2-10 Home Buyers Warranty (2-10), visit our pricing and plans page!

The cost of an annual Home Service Plan can vary widely based on the type of coverage you need. With a Home Service Plan company like 2-10, you can purchase our most competitive Home Service Plan for a fairly small sum. However, the more coverage and options you want or need, the more you may pay. Let’s look at a few things to consider as you research Home Service Plan costs.

Is a Home Service Plan Worth Buying?

Yes, it’s worth it for you to purchase a Home Service Plan if the coverage you select meets your budget and coverage needs. As you consider purchasing a Home Service Plan, review the covered items within each plan to ensure that you can get coverage for the home systems and home appliances you want. Considering what a Home Service Plan may cost in light of your needs is especially important for first-time home buyers to consider.

Most complaints about Home Service Plans are directly related to a misunderstanding of the type of coverage the homeowner purchased. Just like car insurance and home insurance, it’s important that you understand what you’re buying to make sure you get the Home Service Plan coverage that fits you best.

Understanding 2-10 Home Service Plans

When you consider 2-10 as your Home Service Plan company, you get several plans to choose from.

  • Simply Kitchen  plan: Simply Kitchen protects your major kitchen appliances, like your dishwasher and refrigerator, at our most affordable price. Plus, there are many ways to personalize your plan!
  • Complete Home plan: Complete Home gives you even more coverage. From kitchen appliances to your HVAC system, plumbing system, and electrical system, Complete Home provides more comprehensive coverage for both newer and older homes.
  • Pinnacle Home plan: Our most comprehensive Home Service Plan, Pinnacle includes Supreme coverage, which provides deeper protection for the things that matter most.

In addition to these coverage plans, 2-10 lets you add options to cover additional items, such as washers and dryers, and additional refrigerators.

Protect more,
pay less with 2-10

Low-cost home service plans.

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Other Aspects Behind Home Service Plan Costs

When you work with a Home Service Plan company like 2-10, you get access to competitively priced home protection plans. One of the biggest reasons why we can keep costs competitive is by enforcing limits and exclusions.

All Home Service Plan companies include limits on their coverage. That means when you exceed this limit, you may have to pay out of pocket for repairs/replacements that go beyond the limit.

The good news is that many people don’t exceed their limits. Even better, when you choose 2-10, you have access to our Luxury Package option, which lets you increase certain limits. Also, 2-10;’s Home Service Plans are up front and transparent about costs, limits, and exclusions, and you always have access to your service contract online!

You may also have to pay out of pocket if the repair you need isn’t part of your coverage. Prior to buying a Home Service Plan, it’s important to review contract exclusions so you know what coverage you’re purchasing.

For example, if you have HVAC coverage but you never change your air filters and your furnace breaks down because of it, your coverage may not apply, since you didn’t maintain the system properly. A Home Service Plan covers breakdowns caused by routine wear and tear, not neglect, weather, fire, or theft.

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Get a Quote Today!

Given how much it can cost to repair or replace systems and appliances unexpectedly and out of pocket, a Home Service Plan is a smart investment. The best way to get an accurate idea for what a Home Service Plan might cost you specifically is to get a personalized quote today!


Protect more,
pay less with 2-10

Low-cost home service plans.

Learn More