When Can You Purchase a Home Warranty?

When Can You Purchase a Home Warranty?

When can you purchase a home warranty?

You can purchase a home warranty at any time for any house.

Many buyers, sellers and real estate agents purchase it at some point during a real estate transaction. But you can purchase one at any time.

What is a home warranty plan?

It’s an annual Service Agreement that covers the repair or the replacement of covered systems and appliances in your home.

It can cover your home’s HVAC system, and appliances such as dishwashers, garbage disposal, refrigerators and more.

2-10 Home Buyers Warranty (2-10 HBW) offers the most comprehensive coverage of any plan provider on the market today.

What’s the difference between a home warranty and home insurance?

Here’s a quick breakdown of the difference:

  • Home warranties cover repair/replacement costs for the home’s covered systems and appliances when they break down from routine use.
  • Home insurance covers damage from events like weather, fire and theft, along with accidental injury and death.

These coverages rarely, if ever, overlap. You can read more about the differences, and why you should have both coverages, here.

Do I need both coverages?

If you want the most comprehensive financial coverage for your home, then yes.

Depending on your policies, there should be little to no overlap in coverage. In fact, these coverages complement each other, providing the most comprehensive protection possible.

What does a home protection plan cover?

A home protection plan covers the repair or replacement of a home’s covered systems and appliances. Most home protection plans do not cover annual maintenance and safety checks.

Is coverage optional?

Coverage is optional for all homes. However, home insurance is generally required from banks, mortgage lenders and other financial institutions when purchasing a home.

2-10 HBW offers the most comprehensive home warranty coverage for homeowners. Let us help you protect your home.


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