Who Pays for a Home Warranty, Buyer or Seller?

Who Pays for a Home Warranty, Buyer or Seller?

One of the most common questions about home warranties is, “Who pays for it?” In general, there are four ways you can get a home warranty. Today, we’ll share those four ways, and show you why having a home warranty is important, no matter who purchases it.

How can home buyers get a home warranty?

Home buyers can get a home warranty in one of four ways. Here’s how you can get coverage as a home buyer.

  1. Your real estate agent buys it for you.
  2. The home seller buys it for you as an incentive.
  3. You buy one for yourself.
  4. A friend or family member buys you one.

When does a real estate agent buy coverage?

Real estate agents are one of the most common purchasers of home warranties for home buyers. Many agents buy their buyers home warranty coverage as a gift at closing. In fact, a lot of home buyers first learn about home warranties from their real estate agents, because agents understand how valuable they can be.

Buying a house is expensive in itself. But when your major home systems (plumbing, electrical, heating and air conditioning, water heater) or appliances (kitchen appliances like your fridge, or your washer and dryer) break down, it can be a back breaker.

That’s a big reason why agents will purchase coverage for their buyers. On top of financial peace of mind, coverage can put you in touch with local, trustworthy contractors to fix issues. That’s a valuable time saver for you, especially if you’re new to the neighborhood.

If you’re in the process of buying your home and your agent hasn’t mentioned a home warranty from 2-10 Home Buyers Warranty (2-10 HBW), make sure to ask.

Why would a home seller buy coverage for a buyer?

Sometimes, sellers will include coverage for buyers as an incentive to buy. Because coverage protects the home’s most important systems and appliances, it can help them sell the house more easily. When a home buyer knows that things like their dishwasher are protected against normal wear and tear, it makes the house more appealing.

Additionally, home sellers can get coverage for themselves while the home is on the market through their real estate agent. This is different than purchasing coverage for a buyer as an incentive. Read more about seller coverage from 2-10 HBW here.

Can home buyers purchase a home warranty themselves?

Yes! If the home seller or your agent doesn’t purchase one for you, you can purchase coverage yourself. The biggest benefit of buying coverage from 2-10 HBW yourself is that you can personalize coverage to your specific needs. Whether you have a sensitive budget or want to have as much coverage as possible, coverage from 2-10 HBW could protect your investment.

When you have a solution for expensive and inconvenient breakdowns, it makes owning a home more fulfilling. So, you’re investing not only in your home itself but also in your future comfort.

Can a friend or family member purchase coverage for me?

As long as 2-10 HBW provides service in your state, yes (and you can buy for them, too). And if you and your friend/family member have 2-10 HBW coverage, you can earn rewards and bonuses for referring others to 2-10 HBW. That can pay dividends!

How can current homeowners get a home warranty?

If you’ve owned your home for a while, or don’t intend to buy or sell soon, you can still purchase fair and valuable coverage from 2-10 HBW.

One of the bigger myths about warranty coverage is that it’s only for newer houses. Fortunately, older homes can get quality protection at a fair price. You can see why a home warranty is so valuable for older homes here.

2-10 HBW offers the most comprehensive home warranty coverage for homeowners. Let us help you protect your home.

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Related content

Should I Get a Home Warranty When Buying a House?

What Does a Home Warranty Cover When Buying a House?


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