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Home Warranties

from 2-10 Home Buyers Warranty (2-10 HBW)

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What is a home warranty and how does it protect you?

A home warranty is a service contract that covers repair and replacement costs for your home's systems and appliances when they break down from routine use. Whether you've lived in the same home for years or recently purchased the home of your dreams, a home warranty can protect you and your budget from unexpected costs.


of homes will experience a breakdown each year.

That's almost 7 in 10 homes! And your homeowners insurance policy won't cover it.

Why should you consider purchasing a home warranty?

The cost to repair a major appliance or get a replacement system can be expensive and inconvenient, especially when you don’t expect it.

Did you

1 in 5 brand-new appliances will break down within the first 4 years of ownership.

Unexpected is Expensive ®

What's your plan to cover these breakdown costs?

Fortunately, comprehensive coverage from 2-10 HBW can help you expect the unexpected.

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How do you know you should consider purchasing a home warranty?

If your home has systems like an air conditioner or appliances like a refrigerator, you should consider purchasing a home warranty. Every single home system and home appliance can break down from normal wear and tear someday. When that happens, your homeowners insurance policy can't help you.

Without a home warranty, breakdowns and the cost for you to address them are entirely unexpected.

With 2-10 HBW, you know what to expect when the unexpected happens

As an industry-leading home warranty company, 2-10 HBW provides the most comprehensive warranty plans in the US. Homeowners select our home warranty plans to save themselves time and money, and help them expect the unexpected. A warranty plan from 2-10 HBW makes protecting your home simple and affordable. Let us show you how our home warranty plans help you.

What is a home warranty?

A home warranty is an annual service contract that covers the cost to repair or replace specified systems and appliances when they break down over time due to normal wear and tear. This helps you protect your home simply and affordably, reduce the cost of home ownership, and grow your confidence about your future.

  • Covers the costs for appliances/systems repairs
  • Pays for new replacements if needed
  • Lowers the overall cost of home ownership
  • Offers peace of mind and a greater sense of assurance

What do home warranties cover?

A home warranty plan covers eligible systems and appliances that break down due to typical wear and tear. Additional options let you enhance your coverage for a little bit extra. 2-10 HBW is also the industry-leading provider of new-construction warranty coverage for workmanship, distribution systems, and structural defects, which benefits both builders and homeowners.

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  • Air Conditioner
  • Furnace
  • Plumbing
  • Water Heater
  • Electrical Panel / Wiring



  • Refrigerator
  • Oven
  • Dishwasher
  • Built-In Microwave

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  • Additional Refrigerator
  • Wine Cooler
  • Stand-Alone Freezer
  • Extended Pipe Leak
  • Roof Leak
  • Septic System
  • Pool / Spa Equipment
  • Water Softener
  • Washer & Dryer
  • Well Pump

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  • Workmanship
  • Distribution Systems
  • Floor Framing
  • Columns
  • Beams / Girders / Lintels
  • Footings & Foundation Systems
  • Load-Bearing Walls & Partitions
  • Roof Framing System

PLEASE NOTE: Refer to your Home Warranty Service Agreement for specific coverage details, as certain items and events are not covered.

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What's the difference between warranty coverage and homeowners insurance?

The difference between warranty plan coverage and homeowners insurance plans is simple:
  • Homeowners insurance covers damage from events like weather, fire, and theft, along with accidental injury and death.
  • Home warranties cover repair/replacement costs for your home's eligible systems and appliances when they break down from routine use.
Home Warranty
Homeowners Insurance

What's the difference between warranty coverage and homeowners insurance?

Read Guide

Read our Pocket Guide to understand the difference between homeowners insurance, home warranty service agreements and new construction structural warranties.

Systems and Appliances Warranty Plan

Protect your existing home

You want to know what your warranty company does to make protecting your home simple and affordable. As an industry-leading warranty company, we offer you three different warranty plans to choose from.

Home warranty protection that is simple and affordable.

Plans under


per mo

Three warranty plans to choose from

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*Price shown includes selection of auto renewal discount

Simply Kitchen

Save yourself and your budget from the strain of kitchen appliance breakdowns with 2-10 HBW’s Simply Kitchen plan. Simply Kitchen gives you the protection you need at a price you want, along with countless ways to personalize your plan!

Essential Home

Get affordable protection that won’t let you down! Essential Home covers your home’s most important systems and appliances, including kitchen appliances, heating, and cooling. And with so many personalization options, you can make this plan your own with Essential Home.

Complete Home

Rest easy! With Complete Home, you’ll get even more coverage for your plumbing and electrical systems. From your kitchen appliances and HVAC system to your plumbing and electrical, breakdowns have met their match in our Complete Home plan.

Real Estate Home Warranty Plan

Protect a home you are buying or selling

If you're looking to buy or sell your home, 2-10 HBW can help you with a warranty plan provided by your real estate agent.

Coverage for your major systems (HVAC and water heater, plumbing, electrical) and major appliances (including refrigerator with ice maker).

Available for enrollment through your agent.

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Seller Coverage

Coverage for major appliances (including refrigerator with ice maker), HVAC, water heater, electrical, plumbing, and more.

Buyer Coverage

Coverage for major appliances (including refrigerator with ice maker), heating, water heater, electrical, plumbing, and more.

Recommend your broker or agent and ask them to get you a home warranty from 2-10 HBW, the most comprehensive warranty plan in the US. Where allowed by law. See Service Agreement for details.

New-Construction Structural Warranty

Protect your new construction home

If you're purchasing a newly built home from a builder, that builder should provide coverage for the structure of your house. Make sure your builder chooses 2-10 HBW, the industry leader in structural warranties.

Coverage for your new home with a structural warranty, and extended systems and appliance warranty option.

Available for enrollment through your builder.

Request a Structural Warranty

Structural Warranty

Coverage for workmanship, distribution systems, and structural defects.

Extended Systems and Appliances

Even new appliances break down! Coverage for major appliances (including refrigerator with ice maker), HVAC, water heater, electrical, plumbing, and more.

Recommend your builder and ask them to include a 2-10 HBW structural warranty, the leading structural warranty plan in the US.

How does the 2-10 HBW home warranty process work?

Purchase Coverage

Choose the warranty plan you want

Save Up or Buy Down

Select the Service Fee you want to pay

Need Service?

When a covered item breaks down, request service online or by phone

Contractor Assigned

Set an appointment with the Service Contractor we dispatch, and pay your Service Fee

Happy Home

Enjoy the feeling of fixing your issue while protecting your budget

Home Warranty Reviews from 2-10 HBW Customers

What do people say about 2-10 HBW?

Hinesville, GA

I had Choice Home Warranty at first and that was the worst home warranty. When I first got 2-10 Home Buyers Warranty, as soon as I got with them, my AC unit went out and I was without air for the whole month of July. It was hot, we had to move in my basement. The contractor came out and he told me that my condenser and something else went out, that it was just as good as me having to get a new one, because nobody was gonna have those parts anymore. They tried to find the part but they couldn’t find them, and then they just gave me another AC unit, and it was a good one. It was Goodman. If that had been Choice Home Warranty, they would have probably said, "It's been too soon. We're not gonna do that." Or if they did do it, "We'll pay half and you have to pay for the rest." But 2-10 took care of me, so I'm gonna be a life-long customer. READ MORE

La Grange, KY

We were extremely pleased with the service that we received during the time of getting our new furnace. We’re so thankful for the 2-10 team and their professionalism. It made a difficult time much easier for us. Kudos to 2-10 and their great customer service team!

Charlotte, NC

2-10 has made our lives a lot easier. I usually make claims online and the website is good. I was given a time frame of 24 hours for my claim and it was met. My refrigerator issue led a full part replacement, and my husband was pleased with

Frequently Asked Questions:

View All Homeowner FAQ's
What is the difference between a home warranty and homeowners insurance?
What types of coverage come with a home warranty?
A warranty may cover certain systems like central air conditioning, heating, water heaters and appliances like refrigerators, stoves, washer and dryers. For a complete list of what a warranty covers check out our systems and appliances page.
How do I request service or file a claim?
To request service, log in to your homeowner account and select the system or appliance that is giving you trouble, answer a few questions and we'll dispatch an authorized service contractor to your home. No hassles, no fuss.
How do I renew my warranty?
Renewing online is easy, just log in to your homeowner account and click on renew or you can call 800.743.4210
Where can I view or download my service agreement?
You can find your service agreement by logging into Homeowner Account.

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